LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,971
−HK$10,346/mo
▼ 0.25% · 3.875%
HK$170,103
−HK$5,214/mo
Today · 4.125%
HK$175,317
baseline
▲ 0.50% · 4.625%
HK$185,984
+HK$10,667/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$350,634/mo (50% DSR)
Upfront cash ≈ HK$39.25M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,529
−HK$9,916/mo
▼ 0.25% · 3.875%
HK$188,451
−HK$4,994/mo
Today · 4.125%
HK$193,445
baseline
▲ 0.50% · 4.625%
HK$203,641
+HK$10,196/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$386,890/mo (50% DSR)
Upfront cash ≈ HK$39.25M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,966
−HK$12,414/mo
▼ 0.25% · 3.875%
HK$204,124
−HK$6,256/mo
Today · 4.125%
HK$210,380
baseline
▲ 0.50% · 4.625%
HK$223,181
+HK$12,801/mo
Deposit HK$28.94M · loan HK$43.41M · min. income ≈ HK$420,760/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,235
−HK$11,898/mo
▼ 0.25% · 3.875%
HK$226,141
−HK$5,992/mo
Today · 4.125%
HK$232,133
baseline
▲ 0.50% · 4.625%
HK$244,370
+HK$12,237/mo
Deposit HK$28.94M · loan HK$43.41M · min. income ≈ HK$464,266/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,960
−HK$14,483/mo
▼ 0.25% · 3.875%
HK$238,144
−HK$7,299/mo
Today · 4.125%
HK$245,443
baseline
▲ 0.50% · 4.625%
HK$260,378
+HK$14,935/mo
Deposit HK$21.70M · loan HK$50.64M · min. income ≈ HK$490,886/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,941
−HK$13,881/mo
▼ 0.25% · 3.875%
HK$263,832
−HK$6,990/mo
Today · 4.125%
HK$270,822
baseline
▲ 0.50% · 4.625%
HK$285,098
+HK$14,276/mo
Deposit HK$21.70M · loan HK$50.64M · min. income ≈ HK$541,644/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,949
−HK$18,621/mo
▼ 0.25% · 3.875%
HK$306,185
−HK$9,385/mo
Today · 4.125%
HK$315,570
baseline
▲ 0.50% · 4.625%
HK$334,772
+HK$19,202/mo
Deposit HK$7.23M · loan HK$65.11M · min. income ≈ HK$631,140/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,352
−HK$17,848/mo
▼ 0.25% · 3.875%
HK$339,212
−HK$8,988/mo
Today · 4.125%
HK$348,200
baseline
▲ 0.50% · 4.625%
HK$366,554
+HK$18,354/mo
Deposit HK$7.23M · loan HK$65.11M · min. income ≈ HK$696,400/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,780 · Scale 2, in force from 26 Feb 2026)