LTV · monthly repayment
▼ 0.50% · 3.625%
HK$164,974
−HK$10,345/mo
▼ 0.25% · 3.875%
HK$170,105
−HK$5,214/mo
Today · 4.125%
HK$175,319
baseline
▲ 0.50% · 4.625%
HK$185,987
+HK$10,668/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$350,638/mo (50% DSR)
Upfront cash ≈ HK$39.25M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,532
−HK$9,915/mo
▼ 0.25% · 3.875%
HK$188,454
−HK$4,993/mo
Today · 4.125%
HK$193,447
baseline
▲ 0.50% · 4.625%
HK$203,644
+HK$10,197/mo
Deposit HK$36.17M · loan HK$36.17M · min. income ≈ HK$386,894/mo (50% DSR)
Upfront cash ≈ HK$39.25M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$197,969
−HK$12,414/mo
▼ 0.25% · 3.875%
HK$204,127
−HK$6,256/mo
Today · 4.125%
HK$210,383
baseline
▲ 0.50% · 4.625%
HK$223,184
+HK$12,801/mo
Deposit HK$28.94M · loan HK$43.41M · min. income ≈ HK$420,766/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,238
−HK$11,899/mo
▼ 0.25% · 3.875%
HK$226,145
−HK$5,992/mo
Today · 4.125%
HK$232,137
baseline
▲ 0.50% · 4.625%
HK$244,373
+HK$12,236/mo
Deposit HK$28.94M · loan HK$43.41M · min. income ≈ HK$464,274/mo (50% DSR)
Upfront cash ≈ HK$32.01M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$230,963
−HK$14,484/mo
▼ 0.25% · 3.875%
HK$238,148
−HK$7,299/mo
Today · 4.125%
HK$245,447
baseline
▲ 0.50% · 4.625%
HK$260,382
+HK$14,935/mo
Deposit HK$21.70M · loan HK$50.64M · min. income ≈ HK$490,894/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$256,944
−HK$13,882/mo
▼ 0.25% · 3.875%
HK$263,836
−HK$6,990/mo
Today · 4.125%
HK$270,826
baseline
▲ 0.50% · 4.625%
HK$285,102
+HK$14,276/mo
Deposit HK$21.70M · loan HK$50.64M · min. income ≈ HK$541,652/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$296,953
−HK$18,621/mo
▼ 0.25% · 3.875%
HK$306,190
−HK$9,384/mo
Today · 4.125%
HK$315,574
baseline
▲ 0.50% · 4.625%
HK$334,776
+HK$19,202/mo
Deposit HK$7.23M · loan HK$65.11M · min. income ≈ HK$631,148/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,357
−HK$17,848/mo
▼ 0.25% · 3.875%
HK$339,217
−HK$8,988/mo
Today · 4.125%
HK$348,205
baseline
▲ 0.50% · 4.625%
HK$366,560
+HK$18,355/mo
Deposit HK$7.23M · loan HK$65.11M · min. income ≈ HK$696,410/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,074,824 · Scale 2, in force from 26 Feb 2026)