LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,498
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,011
−HK$521/mo
Today · 4.125%
HK$17,532
baseline
▲ 0.50% · 4.625%
HK$18,599
+HK$1,067/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,064/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,354
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,846
−HK$499/mo
Today · 4.125%
HK$19,345
baseline
▲ 0.50% · 4.625%
HK$20,365
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,690/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,797
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,413
−HK$626/mo
Today · 4.125%
HK$21,039
baseline
▲ 0.50% · 4.625%
HK$22,319
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,078/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,024
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,615
−HK$599/mo
Today · 4.125%
HK$23,214
baseline
▲ 0.50% · 4.625%
HK$24,438
+HK$1,224/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,428/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,097
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,815
−HK$730/mo
Today · 4.125%
HK$24,545
baseline
▲ 0.50% · 4.625%
HK$26,039
+HK$1,494/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,090/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,695
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,384
−HK$699/mo
Today · 4.125%
HK$27,083
baseline
▲ 0.50% · 4.625%
HK$28,511
+HK$1,428/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,166/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,696
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,620
−HK$938/mo
Today · 4.125%
HK$31,558
baseline
▲ 0.50% · 4.625%
HK$33,478
+HK$1,920/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$63,116/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,036
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,922
−HK$899/mo
Today · 4.125%
HK$34,821
baseline
▲ 0.50% · 4.625%
HK$36,657
+HK$1,836/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$69,642/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,051 · Scale 2, in force from 26 Feb 2026)