LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,499
−HK$1,034/mo
▼ 0.25% · 3.875%
HK$17,012
−HK$521/mo
Today · 4.125%
HK$17,533
baseline
▲ 0.50% · 4.625%
HK$18,600
+HK$1,067/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,066/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,355
−HK$991/mo
▼ 0.25% · 3.875%
HK$18,847
−HK$499/mo
Today · 4.125%
HK$19,346
baseline
▲ 0.50% · 4.625%
HK$20,366
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,692/mo (50% DSR)
Upfront cash ≈ HK$3.83M (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,799
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$20,414
−HK$626/mo
Today · 4.125%
HK$21,040
baseline
▲ 0.50% · 4.625%
HK$22,320
+HK$1,280/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$42,080/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,026
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,616
−HK$600/mo
Today · 4.125%
HK$23,216
baseline
▲ 0.50% · 4.625%
HK$24,439
+HK$1,223/mo
Deposit HK$2.89M · loan HK$4.34M · min. income ≈ HK$46,432/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,098
−HK$1,449/mo
▼ 0.25% · 3.875%
HK$23,817
−HK$730/mo
Today · 4.125%
HK$24,547
baseline
▲ 0.50% · 4.625%
HK$26,040
+HK$1,493/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$49,094/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,697
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,386
−HK$699/mo
Today · 4.125%
HK$27,085
baseline
▲ 0.50% · 4.625%
HK$28,513
+HK$1,428/mo
Deposit HK$2.17M · loan HK$5.06M · min. income ≈ HK$54,170/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,698
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,622
−HK$938/mo
Today · 4.125%
HK$31,560
baseline
▲ 0.50% · 4.625%
HK$33,480
+HK$1,920/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$63,120/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,038
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,925
−HK$898/mo
Today · 4.125%
HK$34,823
baseline
▲ 0.50% · 4.625%
HK$36,659
+HK$1,836/mo
Deposit HK$724K · loan HK$6.51M · min. income ≈ HK$69,646/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,065 · Scale 2, in force from 26 Feb 2026)