LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,010
−HK$10,348/mo
▼ 0.25% · 3.875%
HK$170,143
−HK$5,215/mo
Today · 4.125%
HK$175,358
baseline
▲ 0.50% · 4.625%
HK$186,028
+HK$10,670/mo
Deposit HK$36.18M · loan HK$36.18M · min. income ≈ HK$350,716/mo (50% DSR)
Upfront cash ≈ HK$39.26M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,572
−HK$9,918/mo
▼ 0.25% · 3.875%
HK$188,496
−HK$4,994/mo
Today · 4.125%
HK$193,490
baseline
▲ 0.50% · 4.625%
HK$203,689
+HK$10,199/mo
Deposit HK$36.18M · loan HK$36.18M · min. income ≈ HK$386,980/mo (50% DSR)
Upfront cash ≈ HK$39.26M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,012
−HK$12,418/mo
▼ 0.25% · 3.875%
HK$204,172
−HK$6,258/mo
Today · 4.125%
HK$210,430
baseline
▲ 0.50% · 4.625%
HK$223,234
+HK$12,804/mo
Deposit HK$28.95M · loan HK$43.42M · min. income ≈ HK$420,860/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,287
−HK$11,901/mo
▼ 0.25% · 3.875%
HK$226,195
−HK$5,993/mo
Today · 4.125%
HK$232,188
baseline
▲ 0.50% · 4.625%
HK$244,427
+HK$12,239/mo
Deposit HK$28.95M · loan HK$43.42M · min. income ≈ HK$464,376/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,014
−HK$14,487/mo
▼ 0.25% · 3.875%
HK$238,200
−HK$7,301/mo
Today · 4.125%
HK$245,501
baseline
▲ 0.50% · 4.625%
HK$260,439
+HK$14,938/mo
Deposit HK$21.71M · loan HK$50.66M · min. income ≈ HK$491,002/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,001
−HK$13,885/mo
▼ 0.25% · 3.875%
HK$263,894
−HK$6,992/mo
Today · 4.125%
HK$270,886
baseline
▲ 0.50% · 4.625%
HK$285,165
+HK$14,279/mo
Deposit HK$21.71M · loan HK$50.66M · min. income ≈ HK$541,772/mo (50% DSR)
Upfront cash ≈ HK$24.78M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,019
−HK$18,625/mo
▼ 0.25% · 3.875%
HK$306,258
−HK$9,386/mo
Today · 4.125%
HK$315,644
baseline
▲ 0.50% · 4.625%
HK$334,851
+HK$19,207/mo
Deposit HK$7.24M · loan HK$65.13M · min. income ≈ HK$631,288/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,430
−HK$17,852/mo
▼ 0.25% · 3.875%
HK$339,292
−HK$8,990/mo
Today · 4.125%
HK$348,282
baseline
▲ 0.50% · 4.625%
HK$366,641
+HK$18,359/mo
Deposit HK$7.24M · loan HK$65.13M · min. income ≈ HK$696,564/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,075,505 · Scale 2, in force from 26 Feb 2026)