LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,022
−HK$10,348/mo
▼ 0.25% · 3.875%
HK$170,155
−HK$5,215/mo
Today · 4.125%
HK$175,370
baseline
▲ 0.50% · 4.625%
HK$186,041
+HK$10,671/mo
Deposit HK$36.18M · loan HK$36.18M · min. income ≈ HK$350,740/mo (50% DSR)
Upfront cash ≈ HK$39.26M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,585
−HK$9,918/mo
▼ 0.25% · 3.875%
HK$188,508
−HK$4,995/mo
Today · 4.125%
HK$193,503
baseline
▲ 0.50% · 4.625%
HK$203,703
+HK$10,200/mo
Deposit HK$36.18M · loan HK$36.18M · min. income ≈ HK$387,006/mo (50% DSR)
Upfront cash ≈ HK$39.26M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,026
−HK$12,418/mo
▼ 0.25% · 3.875%
HK$204,186
−HK$6,258/mo
Today · 4.125%
HK$210,444
baseline
▲ 0.50% · 4.625%
HK$223,249
+HK$12,805/mo
Deposit HK$28.95M · loan HK$43.42M · min. income ≈ HK$420,888/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,302
−HK$11,902/mo
▼ 0.25% · 3.875%
HK$226,210
−HK$5,994/mo
Today · 4.125%
HK$232,204
baseline
▲ 0.50% · 4.625%
HK$244,444
+HK$12,240/mo
Deposit HK$28.95M · loan HK$43.42M · min. income ≈ HK$464,408/mo (50% DSR)
Upfront cash ≈ HK$32.02M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,030
−HK$14,488/mo
▼ 0.25% · 3.875%
HK$238,217
−HK$7,301/mo
Today · 4.125%
HK$245,518
baseline
▲ 0.50% · 4.625%
HK$260,457
+HK$14,939/mo
Deposit HK$21.71M · loan HK$50.66M · min. income ≈ HK$491,036/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,019
−HK$13,886/mo
▼ 0.25% · 3.875%
HK$263,912
−HK$6,993/mo
Today · 4.125%
HK$270,905
baseline
▲ 0.50% · 4.625%
HK$285,184
+HK$14,279/mo
Deposit HK$21.71M · loan HK$50.66M · min. income ≈ HK$541,810/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,039
−HK$18,627/mo
▼ 0.25% · 3.875%
HK$306,278
−HK$9,388/mo
Today · 4.125%
HK$315,666
baseline
▲ 0.50% · 4.625%
HK$334,873
+HK$19,207/mo
Deposit HK$7.24M · loan HK$65.13M · min. income ≈ HK$631,332/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,453
−HK$17,853/mo
▼ 0.25% · 3.875%
HK$339,315
−HK$8,991/mo
Today · 4.125%
HK$348,306
baseline
▲ 0.50% · 4.625%
HK$366,666
+HK$18,360/mo
Deposit HK$7.24M · loan HK$65.13M · min. income ≈ HK$696,612/mo (50% DSR)
Upfront cash ≈ HK$10.31M (deposit + AVD stamp duty HK$3,075,715 · Scale 2, in force from 26 Feb 2026)