LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,077
−HK$10,352/mo
▼ 0.25% · 3.875%
HK$170,212
−HK$5,217/mo
Today · 4.125%
HK$175,429
baseline
▲ 0.50% · 4.625%
HK$186,103
+HK$10,674/mo
Deposit HK$36.20M · loan HK$36.20M · min. income ≈ HK$350,858/mo (50% DSR)
Upfront cash ≈ HK$39.27M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,646
−HK$9,922/mo
▼ 0.25% · 3.875%
HK$188,572
−HK$4,996/mo
Today · 4.125%
HK$193,568
baseline
▲ 0.50% · 4.625%
HK$203,771
+HK$10,203/mo
Deposit HK$36.20M · loan HK$36.20M · min. income ≈ HK$387,136/mo (50% DSR)
Upfront cash ≈ HK$39.27M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,092
−HK$12,422/mo
▼ 0.25% · 3.875%
HK$204,254
−HK$6,260/mo
Today · 4.125%
HK$210,514
baseline
▲ 0.50% · 4.625%
HK$223,324
+HK$12,810/mo
Deposit HK$28.96M · loan HK$43.44M · min. income ≈ HK$421,028/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,376
−HK$11,906/mo
▼ 0.25% · 3.875%
HK$226,286
−HK$5,996/mo
Today · 4.125%
HK$232,282
baseline
▲ 0.50% · 4.625%
HK$244,526
+HK$12,244/mo
Deposit HK$28.96M · loan HK$43.44M · min. income ≈ HK$464,564/mo (50% DSR)
Upfront cash ≈ HK$32.03M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,108
−HK$14,492/mo
▼ 0.25% · 3.875%
HK$238,296
−HK$7,304/mo
Today · 4.125%
HK$245,600
baseline
▲ 0.50% · 4.625%
HK$260,544
+HK$14,944/mo
Deposit HK$21.72M · loan HK$50.68M · min. income ≈ HK$491,200/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,105
−HK$13,891/mo
▼ 0.25% · 3.875%
HK$264,000
−HK$6,996/mo
Today · 4.125%
HK$270,996
baseline
▲ 0.50% · 4.625%
HK$285,280
+HK$14,284/mo
Deposit HK$21.72M · loan HK$50.68M · min. income ≈ HK$541,992/mo (50% DSR)
Upfront cash ≈ HK$24.79M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,138
−HK$18,634/mo
▼ 0.25% · 3.875%
HK$306,381
−HK$9,391/mo
Today · 4.125%
HK$315,772
baseline
▲ 0.50% · 4.625%
HK$334,986
+HK$19,214/mo
Deposit HK$7.24M · loan HK$65.15M · min. income ≈ HK$631,544/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,564
−HK$17,859/mo
▼ 0.25% · 3.875%
HK$339,429
−HK$8,994/mo
Today · 4.125%
HK$348,423
baseline
▲ 0.50% · 4.625%
HK$366,789
+HK$18,366/mo
Deposit HK$7.24M · loan HK$65.15M · min. income ≈ HK$696,846/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$3,076,746 · Scale 2, in force from 26 Feb 2026)