LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,509
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,022
−HK$522/mo
Today · 4.125%
HK$17,544
baseline
▲ 0.50% · 4.625%
HK$18,612
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,088/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,366
−HK$992/mo
▼ 0.25% · 3.875%
HK$18,858
−HK$500/mo
Today · 4.125%
HK$19,358
baseline
▲ 0.50% · 4.625%
HK$20,378
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,716/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,811
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,427
−HK$626/mo
Today · 4.125%
HK$21,053
baseline
▲ 0.50% · 4.625%
HK$22,334
+HK$1,281/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$42,106/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,039
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,630
−HK$600/mo
Today · 4.125%
HK$23,230
baseline
▲ 0.50% · 4.625%
HK$24,454
+HK$1,224/mo
Deposit HK$2.90M · loan HK$4.34M · min. income ≈ HK$46,460/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,112
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,831
−HK$731/mo
Today · 4.125%
HK$24,562
baseline
▲ 0.50% · 4.625%
HK$26,056
+HK$1,494/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,124/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,712
−HK$1,389/mo
▼ 0.25% · 3.875%
HK$26,402
−HK$699/mo
Today · 4.125%
HK$27,101
baseline
▲ 0.50% · 4.625%
HK$28,530
+HK$1,429/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,202/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,716
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,640
−HK$939/mo
Today · 4.125%
HK$31,579
baseline
▲ 0.50% · 4.625%
HK$33,501
+HK$1,922/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,158/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,059
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,945
−HK$900/mo
Today · 4.125%
HK$34,845
baseline
▲ 0.50% · 4.625%
HK$36,681
+HK$1,836/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,690/mo (50% DSR)
Upfront cash ≈ HK$941K (deposit + AVD stamp duty HK$217,197 · Scale 2, in force from 26 Feb 2026)