LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,106
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$170,242
−HK$5,218/mo
Today · 4.125%
HK$175,460
baseline
▲ 0.50% · 4.625%
HK$186,136
+HK$10,676/mo
Deposit HK$36.20M · loan HK$36.20M · min. income ≈ HK$350,920/mo (50% DSR)
Upfront cash ≈ HK$39.28M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,679
−HK$9,923/mo
▼ 0.25% · 3.875%
HK$188,605
−HK$4,997/mo
Today · 4.125%
HK$193,602
baseline
▲ 0.50% · 4.625%
HK$203,807
+HK$10,205/mo
Deposit HK$36.20M · loan HK$36.20M · min. income ≈ HK$387,204/mo (50% DSR)
Upfront cash ≈ HK$39.28M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,127
−HK$12,425/mo
▼ 0.25% · 3.875%
HK$204,290
−HK$6,262/mo
Today · 4.125%
HK$210,552
baseline
▲ 0.50% · 4.625%
HK$223,363
+HK$12,811/mo
Deposit HK$28.96M · loan HK$43.44M · min. income ≈ HK$421,104/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,415
−HK$11,908/mo
▼ 0.25% · 3.875%
HK$226,326
−HK$5,997/mo
Today · 4.125%
HK$232,323
baseline
▲ 0.50% · 4.625%
HK$244,569
+HK$12,246/mo
Deposit HK$28.96M · loan HK$43.44M · min. income ≈ HK$464,646/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,148
−HK$14,495/mo
▼ 0.25% · 3.875%
HK$238,338
−HK$7,305/mo
Today · 4.125%
HK$245,643
baseline
▲ 0.50% · 4.625%
HK$260,590
+HK$14,947/mo
Deposit HK$21.72M · loan HK$50.68M · min. income ≈ HK$491,286/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,150
−HK$13,893/mo
▼ 0.25% · 3.875%
HK$264,047
−HK$6,996/mo
Today · 4.125%
HK$271,043
baseline
▲ 0.50% · 4.625%
HK$285,330
+HK$14,287/mo
Deposit HK$21.72M · loan HK$50.68M · min. income ≈ HK$542,086/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,191
−HK$18,636/mo
▼ 0.25% · 3.875%
HK$306,435
−HK$9,392/mo
Today · 4.125%
HK$315,827
baseline
▲ 0.50% · 4.625%
HK$335,045
+HK$19,218/mo
Deposit HK$7.24M · loan HK$65.17M · min. income ≈ HK$631,654/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,622
−HK$17,862/mo
▼ 0.25% · 3.875%
HK$339,489
−HK$8,995/mo
Today · 4.125%
HK$348,484
baseline
▲ 0.50% · 4.625%
HK$366,853
+HK$18,369/mo
Deposit HK$7.24M · loan HK$65.17M · min. income ≈ HK$696,968/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$3,077,289 · Scale 2, in force from 26 Feb 2026)