LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,110
−HK$10,354/mo
▼ 0.25% · 3.875%
HK$170,246
−HK$5,218/mo
Today · 4.125%
HK$175,464
baseline
▲ 0.50% · 4.625%
HK$186,141
+HK$10,677/mo
Deposit HK$36.20M · loan HK$36.20M · min. income ≈ HK$350,928/mo (50% DSR)
Upfront cash ≈ HK$39.28M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,683
−HK$9,924/mo
▼ 0.25% · 3.875%
HK$188,610
−HK$4,997/mo
Today · 4.125%
HK$193,607
baseline
▲ 0.50% · 4.625%
HK$203,813
+HK$10,206/mo
Deposit HK$36.20M · loan HK$36.20M · min. income ≈ HK$387,214/mo (50% DSR)
Upfront cash ≈ HK$39.28M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,132
−HK$12,425/mo
▼ 0.25% · 3.875%
HK$204,295
−HK$6,262/mo
Today · 4.125%
HK$210,557
baseline
▲ 0.50% · 4.625%
HK$223,369
+HK$12,812/mo
Deposit HK$28.96M · loan HK$43.45M · min. income ≈ HK$421,114/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,420
−HK$11,909/mo
▼ 0.25% · 3.875%
HK$226,332
−HK$5,997/mo
Today · 4.125%
HK$232,329
baseline
▲ 0.50% · 4.625%
HK$244,575
+HK$12,246/mo
Deposit HK$28.96M · loan HK$43.45M · min. income ≈ HK$464,658/mo (50% DSR)
Upfront cash ≈ HK$32.04M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,154
−HK$14,496/mo
▼ 0.25% · 3.875%
HK$238,345
−HK$7,305/mo
Today · 4.125%
HK$245,650
baseline
▲ 0.50% · 4.625%
HK$260,597
+HK$14,947/mo
Deposit HK$21.72M · loan HK$50.69M · min. income ≈ HK$491,300/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,157
−HK$13,893/mo
▼ 0.25% · 3.875%
HK$264,054
−HK$6,996/mo
Today · 4.125%
HK$271,050
baseline
▲ 0.50% · 4.625%
HK$285,338
+HK$14,288/mo
Deposit HK$21.72M · loan HK$50.69M · min. income ≈ HK$542,100/mo (50% DSR)
Upfront cash ≈ HK$24.80M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,198
−HK$18,637/mo
▼ 0.25% · 3.875%
HK$306,443
−HK$9,392/mo
Today · 4.125%
HK$315,835
baseline
▲ 0.50% · 4.625%
HK$335,053
+HK$19,218/mo
Deposit HK$7.24M · loan HK$65.17M · min. income ≈ HK$631,670/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,630
−HK$17,863/mo
▼ 0.25% · 3.875%
HK$339,498
−HK$8,995/mo
Today · 4.125%
HK$348,493
baseline
▲ 0.50% · 4.625%
HK$366,863
+HK$18,370/mo
Deposit HK$7.24M · loan HK$65.17M · min. income ≈ HK$696,986/mo (50% DSR)
Upfront cash ≈ HK$10.32M (deposit + AVD stamp duty HK$3,077,367 · Scale 2, in force from 26 Feb 2026)