LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,517
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,031
−HK$522/mo
Today · 4.125%
HK$17,553
baseline
▲ 0.50% · 4.625%
HK$18,621
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,106/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,375
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,868
−HK$500/mo
Today · 4.125%
HK$19,368
baseline
▲ 0.50% · 4.625%
HK$20,389
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,736/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,821
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,437
−HK$627/mo
Today · 4.125%
HK$21,064
baseline
▲ 0.50% · 4.625%
HK$22,345
+HK$1,281/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,128/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,050
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,642
−HK$600/mo
Today · 4.125%
HK$23,242
baseline
▲ 0.50% · 4.625%
HK$24,467
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,484/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,124
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,843
−HK$731/mo
Today · 4.125%
HK$24,574
baseline
▲ 0.50% · 4.625%
HK$26,070
+HK$1,496/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,148/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,725
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,415
−HK$700/mo
Today · 4.125%
HK$27,115
baseline
▲ 0.50% · 4.625%
HK$28,545
+HK$1,430/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,230/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,731
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,656
−HK$939/mo
Today · 4.125%
HK$31,595
baseline
▲ 0.50% · 4.625%
HK$33,518
+HK$1,923/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,190/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,076
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,963
−HK$899/mo
Today · 4.125%
HK$34,862
baseline
▲ 0.50% · 4.625%
HK$36,700
+HK$1,838/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,724/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,308 · Scale 2, in force from 26 Feb 2026)