LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,518
−HK$1,035/mo
▼ 0.25% · 3.875%
HK$17,031
−HK$522/mo
Today · 4.125%
HK$17,553
baseline
▲ 0.50% · 4.625%
HK$18,622
+HK$1,069/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,106/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,376
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,869
−HK$500/mo
Today · 4.125%
HK$19,369
baseline
▲ 0.50% · 4.625%
HK$20,389
+HK$1,020/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,738/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,821
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,438
−HK$626/mo
Today · 4.125%
HK$21,064
baseline
▲ 0.50% · 4.625%
HK$22,346
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,128/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,051
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,642
−HK$600/mo
Today · 4.125%
HK$23,242
baseline
▲ 0.50% · 4.625%
HK$24,467
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,484/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,125
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,844
−HK$731/mo
Today · 4.125%
HK$24,575
baseline
▲ 0.50% · 4.625%
HK$26,070
+HK$1,495/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,150/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,726
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,416
−HK$700/mo
Today · 4.125%
HK$27,116
baseline
▲ 0.50% · 4.625%
HK$28,545
+HK$1,429/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,232/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,732
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,657
−HK$939/mo
Today · 4.125%
HK$31,596
baseline
▲ 0.50% · 4.625%
HK$33,519
+HK$1,923/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,192/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,076
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,963
−HK$900/mo
Today · 4.125%
HK$34,863
baseline
▲ 0.50% · 4.625%
HK$36,701
+HK$1,838/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,726/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,314 · Scale 2, in force from 26 Feb 2026)