LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,520
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,034
−HK$522/mo
Today · 4.125%
HK$17,556
baseline
▲ 0.50% · 4.625%
HK$18,625
+HK$1,069/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,112/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,379
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,872
−HK$500/mo
Today · 4.125%
HK$19,372
baseline
▲ 0.50% · 4.625%
HK$20,393
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,744/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,824
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$20,441
−HK$627/mo
Today · 4.125%
HK$21,068
baseline
▲ 0.50% · 4.625%
HK$22,349
+HK$1,281/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,136/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,054
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,646
−HK$600/mo
Today · 4.125%
HK$23,246
baseline
▲ 0.50% · 4.625%
HK$24,471
+HK$1,225/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,492/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,128
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,848
−HK$731/mo
Today · 4.125%
HK$24,579
baseline
▲ 0.50% · 4.625%
HK$26,074
+HK$1,495/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,158/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,730
−HK$1,390/mo
▼ 0.25% · 3.875%
HK$26,420
−HK$700/mo
Today · 4.125%
HK$27,120
baseline
▲ 0.50% · 4.625%
HK$28,550
+HK$1,430/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,240/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,737
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,662
−HK$939/mo
Today · 4.125%
HK$31,601
baseline
▲ 0.50% · 4.625%
HK$33,524
+HK$1,923/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$63,202/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,082
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,969
−HK$900/mo
Today · 4.125%
HK$34,869
baseline
▲ 0.50% · 4.625%
HK$36,707
+HK$1,838/mo
Deposit HK$724K · loan HK$6.52M · min. income ≈ HK$69,738/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,349 · Scale 2, in force from 26 Feb 2026)