LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,525
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,039
−HK$523/mo
Today · 4.125%
HK$17,562
baseline
▲ 0.50% · 4.625%
HK$18,630
+HK$1,068/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$35,124/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,384
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,877
−HK$501/mo
Today · 4.125%
HK$19,378
baseline
▲ 0.50% · 4.625%
HK$20,399
+HK$1,021/mo
Deposit HK$3.62M · loan HK$3.62M · min. income ≈ HK$38,756/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,831
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$20,447
−HK$627/mo
Today · 4.125%
HK$21,074
baseline
▲ 0.50% · 4.625%
HK$22,356
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,148/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,061
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,653
−HK$600/mo
Today · 4.125%
HK$23,253
baseline
▲ 0.50% · 4.625%
HK$24,479
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,506/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,136
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$23,855
−HK$731/mo
Today · 4.125%
HK$24,586
baseline
▲ 0.50% · 4.625%
HK$26,082
+HK$1,496/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$49,172/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,738
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,428
−HK$701/mo
Today · 4.125%
HK$27,129
baseline
▲ 0.50% · 4.625%
HK$28,559
+HK$1,430/mo
Deposit HK$2.17M · loan HK$5.07M · min. income ≈ HK$54,258/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,746
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,671
−HK$940/mo
Today · 4.125%
HK$31,611
baseline
▲ 0.50% · 4.625%
HK$33,535
+HK$1,924/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$63,222/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,092
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,979
−HK$901/mo
Today · 4.125%
HK$34,880
baseline
▲ 0.50% · 4.625%
HK$36,718
+HK$1,838/mo
Deposit HK$725K · loan HK$6.52M · min. income ≈ HK$69,760/mo (50% DSR)
Upfront cash ≈ HK$942K (deposit + AVD stamp duty HK$217,416 · Scale 2, in force from 26 Feb 2026)