LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,268
−HK$10,363/mo
▼ 0.25% · 3.875%
HK$170,408
−HK$5,223/mo
Today · 4.125%
HK$175,631
baseline
▲ 0.50% · 4.625%
HK$186,318
+HK$10,687/mo
Deposit HK$36.24M · loan HK$36.24M · min. income ≈ HK$351,262/mo (50% DSR)
Upfront cash ≈ HK$39.32M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,859
−HK$9,933/mo
▼ 0.25% · 3.875%
HK$188,790
−HK$5,002/mo
Today · 4.125%
HK$193,792
baseline
▲ 0.50% · 4.625%
HK$204,007
+HK$10,215/mo
Deposit HK$36.24M · loan HK$36.24M · min. income ≈ HK$387,584/mo (50% DSR)
Upfront cash ≈ HK$39.32M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,321
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$204,490
−HK$6,268/mo
Today · 4.125%
HK$210,758
baseline
▲ 0.50% · 4.625%
HK$223,582
+HK$12,824/mo
Deposit HK$28.99M · loan HK$43.49M · min. income ≈ HK$421,516/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,630
−HK$11,920/mo
▼ 0.25% · 3.875%
HK$226,548
−HK$6,002/mo
Today · 4.125%
HK$232,550
baseline
▲ 0.50% · 4.625%
HK$244,808
+HK$12,258/mo
Deposit HK$28.99M · loan HK$43.49M · min. income ≈ HK$465,100/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,375
−HK$14,509/mo
▼ 0.25% · 3.875%
HK$238,572
−HK$7,312/mo
Today · 4.125%
HK$245,884
baseline
▲ 0.50% · 4.625%
HK$260,845
+HK$14,961/mo
Deposit HK$21.74M · loan HK$50.73M · min. income ≈ HK$491,768/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,402
−HK$13,907/mo
▼ 0.25% · 3.875%
HK$264,306
−HK$7,003/mo
Today · 4.125%
HK$271,309
baseline
▲ 0.50% · 4.625%
HK$285,610
+HK$14,301/mo
Deposit HK$21.74M · loan HK$50.73M · min. income ≈ HK$542,618/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,482
−HK$18,655/mo
▼ 0.25% · 3.875%
HK$306,735
−HK$9,402/mo
Today · 4.125%
HK$316,137
baseline
▲ 0.50% · 4.625%
HK$335,373
+HK$19,236/mo
Deposit HK$7.25M · loan HK$65.23M · min. income ≈ HK$632,274/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,946
−HK$17,880/mo
▼ 0.25% · 3.875%
HK$339,821
−HK$9,005/mo
Today · 4.125%
HK$348,826
baseline
▲ 0.50% · 4.625%
HK$367,213
+HK$18,387/mo
Deposit HK$7.25M · loan HK$65.23M · min. income ≈ HK$697,652/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$3,080,302 · Scale 2, in force from 26 Feb 2026)