LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,270
−HK$10,364/mo
▼ 0.25% · 3.875%
HK$170,411
−HK$5,223/mo
Today · 4.125%
HK$175,634
baseline
▲ 0.50% · 4.625%
HK$186,321
+HK$10,687/mo
Deposit HK$36.24M · loan HK$36.24M · min. income ≈ HK$351,268/mo (50% DSR)
Upfront cash ≈ HK$39.32M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,861
−HK$9,934/mo
▼ 0.25% · 3.875%
HK$188,793
−HK$5,002/mo
Today · 4.125%
HK$193,795
baseline
▲ 0.50% · 4.625%
HK$204,010
+HK$10,215/mo
Deposit HK$36.24M · loan HK$36.24M · min. income ≈ HK$387,590/mo (50% DSR)
Upfront cash ≈ HK$39.32M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,324
−HK$12,437/mo
▼ 0.25% · 3.875%
HK$204,493
−HK$6,268/mo
Today · 4.125%
HK$210,761
baseline
▲ 0.50% · 4.625%
HK$223,585
+HK$12,824/mo
Deposit HK$28.99M · loan HK$43.49M · min. income ≈ HK$421,522/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,634
−HK$11,920/mo
▼ 0.25% · 3.875%
HK$226,551
−HK$6,003/mo
Today · 4.125%
HK$232,554
baseline
▲ 0.50% · 4.625%
HK$244,812
+HK$12,258/mo
Deposit HK$28.99M · loan HK$43.49M · min. income ≈ HK$465,108/mo (50% DSR)
Upfront cash ≈ HK$32.07M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,378
−HK$14,510/mo
▼ 0.25% · 3.875%
HK$238,576
−HK$7,312/mo
Today · 4.125%
HK$245,888
baseline
▲ 0.50% · 4.625%
HK$260,849
+HK$14,961/mo
Deposit HK$21.74M · loan HK$50.74M · min. income ≈ HK$491,776/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,406
−HK$13,907/mo
▼ 0.25% · 3.875%
HK$264,310
−HK$7,003/mo
Today · 4.125%
HK$271,313
baseline
▲ 0.50% · 4.625%
HK$285,614
+HK$14,301/mo
Deposit HK$21.74M · loan HK$50.74M · min. income ≈ HK$542,626/mo (50% DSR)
Upfront cash ≈ HK$24.82M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,486
−HK$18,655/mo
▼ 0.25% · 3.875%
HK$306,740
−HK$9,401/mo
Today · 4.125%
HK$316,141
baseline
▲ 0.50% · 4.625%
HK$335,378
+HK$19,237/mo
Deposit HK$7.25M · loan HK$65.23M · min. income ≈ HK$632,282/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$330,951
−HK$17,880/mo
▼ 0.25% · 3.875%
HK$339,827
−HK$9,004/mo
Today · 4.125%
HK$348,831
baseline
▲ 0.50% · 4.625%
HK$367,218
+HK$18,387/mo
Deposit HK$7.25M · loan HK$65.23M · min. income ≈ HK$697,662/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$3,080,349 · Scale 2, in force from 26 Feb 2026)