LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,300
−HK$10,366/mo
▼ 0.25% · 3.875%
HK$170,442
−HK$5,224/mo
Today · 4.125%
HK$175,666
baseline
▲ 0.50% · 4.625%
HK$186,355
+HK$10,689/mo
Deposit HK$36.25M · loan HK$36.25M · min. income ≈ HK$351,332/mo (50% DSR)
Upfront cash ≈ HK$39.33M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$183,895
−HK$9,935/mo
▼ 0.25% · 3.875%
HK$188,827
−HK$5,003/mo
Today · 4.125%
HK$193,830
baseline
▲ 0.50% · 4.625%
HK$204,047
+HK$10,217/mo
Deposit HK$36.25M · loan HK$36.25M · min. income ≈ HK$387,660/mo (50% DSR)
Upfront cash ≈ HK$39.33M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,361
−HK$12,438/mo
▼ 0.25% · 3.875%
HK$204,531
−HK$6,268/mo
Today · 4.125%
HK$210,799
baseline
▲ 0.50% · 4.625%
HK$223,626
+HK$12,827/mo
Deposit HK$29.00M · loan HK$43.50M · min. income ≈ HK$421,598/mo (50% DSR)
Upfront cash ≈ HK$32.08M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,674
−HK$11,922/mo
▼ 0.25% · 3.875%
HK$226,592
−HK$6,004/mo
Today · 4.125%
HK$232,596
baseline
▲ 0.50% · 4.625%
HK$244,857
+HK$12,261/mo
Deposit HK$29.00M · loan HK$43.50M · min. income ≈ HK$465,192/mo (50% DSR)
Upfront cash ≈ HK$32.08M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,421
−HK$14,512/mo
▼ 0.25% · 3.875%
HK$238,619
−HK$7,314/mo
Today · 4.125%
HK$245,933
baseline
▲ 0.50% · 4.625%
HK$260,897
+HK$14,964/mo
Deposit HK$21.75M · loan HK$50.74M · min. income ≈ HK$491,866/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,453
−HK$13,909/mo
▼ 0.25% · 3.875%
HK$264,358
−HK$7,004/mo
Today · 4.125%
HK$271,362
baseline
▲ 0.50% · 4.625%
HK$285,666
+HK$14,304/mo
Deposit HK$21.75M · loan HK$50.74M · min. income ≈ HK$542,724/mo (50% DSR)
Upfront cash ≈ HK$24.83M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,541
−HK$18,658/mo
▼ 0.25% · 3.875%
HK$306,796
−HK$9,403/mo
Today · 4.125%
HK$316,199
baseline
▲ 0.50% · 4.625%
HK$335,439
+HK$19,240/mo
Deposit HK$7.25M · loan HK$65.24M · min. income ≈ HK$632,398/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,011
−HK$17,884/mo
▼ 0.25% · 3.875%
HK$339,889
−HK$9,006/mo
Today · 4.125%
HK$348,895
baseline
▲ 0.50% · 4.625%
HK$367,285
+HK$18,390/mo
Deposit HK$7.25M · loan HK$65.24M · min. income ≈ HK$697,790/mo (50% DSR)
Upfront cash ≈ HK$10.33M (deposit + AVD stamp duty HK$3,080,912 · Scale 2, in force from 26 Feb 2026)