LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,533
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,047
−HK$523/mo
Today · 4.125%
HK$17,570
baseline
▲ 0.50% · 4.625%
HK$18,639
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,140/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,393
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,886
−HK$500/mo
Today · 4.125%
HK$19,386
baseline
▲ 0.50% · 4.625%
HK$20,408
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,772/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,839
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,457
−HK$627/mo
Today · 4.125%
HK$21,084
baseline
▲ 0.50% · 4.625%
HK$22,366
+HK$1,282/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,168/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,071
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,663
−HK$601/mo
Today · 4.125%
HK$23,264
baseline
▲ 0.50% · 4.625%
HK$24,490
+HK$1,226/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,528/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,146
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,866
−HK$731/mo
Today · 4.125%
HK$24,597
baseline
▲ 0.50% · 4.625%
HK$26,094
+HK$1,497/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,194/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,750
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,440
−HK$701/mo
Today · 4.125%
HK$27,141
baseline
▲ 0.50% · 4.625%
HK$28,571
+HK$1,430/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,282/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,759
−HK$1,866/mo
▼ 0.25% · 3.875%
HK$30,685
−HK$940/mo
Today · 4.125%
HK$31,625
baseline
▲ 0.50% · 4.625%
HK$33,550
+HK$1,925/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,250/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,107
−HK$1,788/mo
▼ 0.25% · 3.875%
HK$33,995
−HK$900/mo
Today · 4.125%
HK$34,895
baseline
▲ 0.50% · 4.625%
HK$36,735
+HK$1,840/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,790/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,513 · Scale 2, in force from 26 Feb 2026)