LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,536
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,050
−HK$523/mo
Today · 4.125%
HK$17,573
baseline
▲ 0.50% · 4.625%
HK$18,642
+HK$1,069/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,146/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,396
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,890
−HK$500/mo
Today · 4.125%
HK$19,390
baseline
▲ 0.50% · 4.625%
HK$20,412
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,780/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,843
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,461
−HK$627/mo
Today · 4.125%
HK$21,088
baseline
▲ 0.50% · 4.625%
HK$22,371
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,176/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,076
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$22,668
−HK$600/mo
Today · 4.125%
HK$23,268
baseline
▲ 0.50% · 4.625%
HK$24,495
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,536/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,151
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,871
−HK$731/mo
Today · 4.125%
HK$24,602
baseline
▲ 0.50% · 4.625%
HK$26,099
+HK$1,497/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,204/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,755
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,445
−HK$701/mo
Today · 4.125%
HK$27,146
baseline
▲ 0.50% · 4.625%
HK$28,577
+HK$1,431/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,292/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,765
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,691
−HK$941/mo
Today · 4.125%
HK$31,632
baseline
▲ 0.50% · 4.625%
HK$33,556
+HK$1,924/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,264/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,113
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,001
−HK$901/mo
Today · 4.125%
HK$34,902
baseline
▲ 0.50% · 4.625%
HK$36,742
+HK$1,840/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,804/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,556 · Scale 2, in force from 26 Feb 2026)