LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,402
−HK$10,372/mo
▼ 0.25% · 3.875%
HK$170,547
−HK$5,227/mo
Today · 4.125%
HK$175,774
baseline
▲ 0.50% · 4.625%
HK$186,470
+HK$10,696/mo
Deposit HK$36.27M · loan HK$36.27M · min. income ≈ HK$351,548/mo (50% DSR)
Upfront cash ≈ HK$39.35M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,008
−HK$9,942/mo
▼ 0.25% · 3.875%
HK$188,943
−HK$5,007/mo
Today · 4.125%
HK$193,950
baseline
▲ 0.50% · 4.625%
HK$204,173
+HK$10,223/mo
Deposit HK$36.27M · loan HK$36.27M · min. income ≈ HK$387,900/mo (50% DSR)
Upfront cash ≈ HK$39.35M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,482
−HK$12,447/mo
▼ 0.25% · 3.875%
HK$204,656
−HK$6,273/mo
Today · 4.125%
HK$210,929
baseline
▲ 0.50% · 4.625%
HK$223,764
+HK$12,835/mo
Deposit HK$29.01M · loan HK$43.52M · min. income ≈ HK$421,858/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,810
−HK$11,929/mo
▼ 0.25% · 3.875%
HK$226,732
−HK$6,007/mo
Today · 4.125%
HK$232,739
baseline
▲ 0.50% · 4.625%
HK$245,007
+HK$12,268/mo
Deposit HK$29.01M · loan HK$43.52M · min. income ≈ HK$465,478/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,563
−HK$14,521/mo
▼ 0.25% · 3.875%
HK$238,766
−HK$7,318/mo
Today · 4.125%
HK$246,084
baseline
▲ 0.50% · 4.625%
HK$261,058
+HK$14,974/mo
Deposit HK$21.76M · loan HK$50.78M · min. income ≈ HK$492,168/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,611
−HK$13,918/mo
▼ 0.25% · 3.875%
HK$264,520
−HK$7,009/mo
Today · 4.125%
HK$271,529
baseline
▲ 0.50% · 4.625%
HK$285,842
+HK$14,313/mo
Deposit HK$21.76M · loan HK$50.78M · min. income ≈ HK$543,058/mo (50% DSR)
Upfront cash ≈ HK$24.84M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,724
−HK$18,670/mo
▼ 0.25% · 3.875%
HK$306,985
−HK$9,409/mo
Today · 4.125%
HK$316,394
baseline
▲ 0.50% · 4.625%
HK$335,645
+HK$19,251/mo
Deposit HK$7.25M · loan HK$65.28M · min. income ≈ HK$632,788/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,215
−HK$17,894/mo
▼ 0.25% · 3.875%
HK$340,098
−HK$9,011/mo
Today · 4.125%
HK$349,109
baseline
▲ 0.50% · 4.625%
HK$367,511
+HK$18,402/mo
Deposit HK$7.25M · loan HK$65.28M · min. income ≈ HK$698,218/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,082,806 · Scale 2, in force from 26 Feb 2026)