LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,417
−HK$10,373/mo
▼ 0.25% · 3.875%
HK$170,562
−HK$5,228/mo
Today · 4.125%
HK$175,790
baseline
▲ 0.50% · 4.625%
HK$186,486
+HK$10,696/mo
Deposit HK$36.27M · loan HK$36.27M · min. income ≈ HK$351,580/mo (50% DSR)
Upfront cash ≈ HK$39.35M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,024
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$188,960
−HK$5,007/mo
Today · 4.125%
HK$193,967
baseline
▲ 0.50% · 4.625%
HK$204,191
+HK$10,224/mo
Deposit HK$36.27M · loan HK$36.27M · min. income ≈ HK$387,934/mo (50% DSR)
Upfront cash ≈ HK$39.35M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,500
−HK$12,448/mo
▼ 0.25% · 3.875%
HK$204,675
−HK$6,273/mo
Today · 4.125%
HK$210,948
baseline
▲ 0.50% · 4.625%
HK$223,783
+HK$12,835/mo
Deposit HK$29.02M · loan HK$43.53M · min. income ≈ HK$421,896/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,829
−HK$11,931/mo
▼ 0.25% · 3.875%
HK$226,752
−HK$6,008/mo
Today · 4.125%
HK$232,760
baseline
▲ 0.50% · 4.625%
HK$245,029
+HK$12,269/mo
Deposit HK$29.02M · loan HK$43.53M · min. income ≈ HK$465,520/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,583
−HK$14,523/mo
▼ 0.25% · 3.875%
HK$238,787
−HK$7,319/mo
Today · 4.125%
HK$246,106
baseline
▲ 0.50% · 4.625%
HK$261,081
+HK$14,975/mo
Deposit HK$21.76M · loan HK$50.78M · min. income ≈ HK$492,212/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,634
−HK$13,919/mo
▼ 0.25% · 3.875%
HK$264,544
−HK$7,009/mo
Today · 4.125%
HK$271,553
baseline
▲ 0.50% · 4.625%
HK$285,867
+HK$14,314/mo
Deposit HK$21.76M · loan HK$50.78M · min. income ≈ HK$543,106/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,750
−HK$18,672/mo
▼ 0.25% · 3.875%
HK$307,012
−HK$9,410/mo
Today · 4.125%
HK$316,422
baseline
▲ 0.50% · 4.625%
HK$335,675
+HK$19,253/mo
Deposit HK$7.25M · loan HK$65.29M · min. income ≈ HK$632,844/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,244
−HK$17,896/mo
▼ 0.25% · 3.875%
HK$340,128
−HK$9,012/mo
Today · 4.125%
HK$349,140
baseline
▲ 0.50% · 4.625%
HK$367,544
+HK$18,404/mo
Deposit HK$7.25M · loan HK$65.29M · min. income ≈ HK$698,280/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,083,080 · Scale 2, in force from 26 Feb 2026)