LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,542
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,056
−HK$523/mo
Today · 4.125%
HK$17,579
baseline
▲ 0.50% · 4.625%
HK$18,649
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,158/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,403
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,896
−HK$501/mo
Today · 4.125%
HK$19,397
baseline
▲ 0.50% · 4.625%
HK$20,419
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,794/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,850
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,468
−HK$627/mo
Today · 4.125%
HK$21,095
baseline
▲ 0.50% · 4.625%
HK$22,378
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,190/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,083
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,675
−HK$601/mo
Today · 4.125%
HK$23,276
baseline
▲ 0.50% · 4.625%
HK$24,503
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,552/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,158
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,879
−HK$732/mo
Today · 4.125%
HK$24,611
baseline
▲ 0.50% · 4.625%
HK$26,108
+HK$1,497/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,222/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,764
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$26,455
−HK$700/mo
Today · 4.125%
HK$27,155
baseline
▲ 0.50% · 4.625%
HK$28,587
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,310/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,775
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,701
−HK$941/mo
Today · 4.125%
HK$31,642
baseline
▲ 0.50% · 4.625%
HK$33,568
+HK$1,926/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$63,284/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,125
−HK$1,789/mo
▼ 0.25% · 3.875%
HK$34,013
−HK$901/mo
Today · 4.125%
HK$34,914
baseline
▲ 0.50% · 4.625%
HK$36,755
+HK$1,841/mo
Deposit HK$725K · loan HK$6.53M · min. income ≈ HK$69,828/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,631 · Scale 2, in force from 26 Feb 2026)