LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,430
−HK$10,373/mo
▼ 0.25% · 3.875%
HK$170,575
−HK$5,228/mo
Today · 4.125%
HK$175,803
baseline
▲ 0.50% · 4.625%
HK$186,501
+HK$10,698/mo
Deposit HK$36.27M · loan HK$36.27M · min. income ≈ HK$351,606/mo (50% DSR)
Upfront cash ≈ HK$39.36M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,039
−HK$9,943/mo
▼ 0.25% · 3.875%
HK$188,975
−HK$5,007/mo
Today · 4.125%
HK$193,982
baseline
▲ 0.50% · 4.625%
HK$204,207
+HK$10,225/mo
Deposit HK$36.27M · loan HK$36.27M · min. income ≈ HK$387,964/mo (50% DSR)
Upfront cash ≈ HK$39.36M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,515
−HK$12,449/mo
▼ 0.25% · 3.875%
HK$204,690
−HK$6,274/mo
Today · 4.125%
HK$210,964
baseline
▲ 0.50% · 4.625%
HK$223,801
+HK$12,837/mo
Deposit HK$29.02M · loan HK$43.53M · min. income ≈ HK$421,928/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,846
−HK$11,932/mo
▼ 0.25% · 3.875%
HK$226,769
−HK$6,009/mo
Today · 4.125%
HK$232,778
baseline
▲ 0.50% · 4.625%
HK$245,048
+HK$12,270/mo
Deposit HK$29.02M · loan HK$43.53M · min. income ≈ HK$465,556/mo (50% DSR)
Upfront cash ≈ HK$32.10M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,601
−HK$14,524/mo
▼ 0.25% · 3.875%
HK$238,806
−HK$7,319/mo
Today · 4.125%
HK$246,125
baseline
▲ 0.50% · 4.625%
HK$261,101
+HK$14,976/mo
Deposit HK$21.76M · loan HK$50.78M · min. income ≈ HK$492,250/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,654
−HK$13,920/mo
▼ 0.25% · 3.875%
HK$264,564
−HK$7,010/mo
Today · 4.125%
HK$271,574
baseline
▲ 0.50% · 4.625%
HK$285,890
+HK$14,316/mo
Deposit HK$21.76M · loan HK$50.78M · min. income ≈ HK$543,148/mo (50% DSR)
Upfront cash ≈ HK$24.85M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,773
−HK$18,673/mo
▼ 0.25% · 3.875%
HK$307,036
−HK$9,410/mo
Today · 4.125%
HK$316,446
baseline
▲ 0.50% · 4.625%
HK$335,701
+HK$19,255/mo
Deposit HK$7.25M · loan HK$65.29M · min. income ≈ HK$632,892/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,270
−HK$17,897/mo
▼ 0.25% · 3.875%
HK$340,154
−HK$9,013/mo
Today · 4.125%
HK$349,167
baseline
▲ 0.50% · 4.625%
HK$367,572
+HK$18,405/mo
Deposit HK$7.25M · loan HK$65.29M · min. income ≈ HK$698,334/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,083,319 · Scale 2, in force from 26 Feb 2026)