LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,543
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,058
−HK$523/mo
Today · 4.125%
HK$17,581
baseline
▲ 0.50% · 4.625%
HK$18,651
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,162/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,404
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,898
−HK$501/mo
Today · 4.125%
HK$19,399
baseline
▲ 0.50% · 4.625%
HK$20,421
+HK$1,022/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,798/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,852
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,470
−HK$627/mo
Today · 4.125%
HK$21,097
baseline
▲ 0.50% · 4.625%
HK$22,381
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,194/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,085
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,678
−HK$600/mo
Today · 4.125%
HK$23,278
baseline
▲ 0.50% · 4.625%
HK$24,505
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,556/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,161
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,881
−HK$732/mo
Today · 4.125%
HK$24,613
baseline
▲ 0.50% · 4.625%
HK$26,111
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,226/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,766
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,457
−HK$701/mo
Today · 4.125%
HK$27,158
baseline
▲ 0.50% · 4.625%
HK$28,590
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,316/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,778
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,704
−HK$941/mo
Today · 4.125%
HK$31,645
baseline
▲ 0.50% · 4.625%
HK$33,571
+HK$1,926/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,290/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,128
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,016
−HK$902/mo
Today · 4.125%
HK$34,918
baseline
▲ 0.50% · 4.625%
HK$36,758
+HK$1,840/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,836/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,652 · Scale 2, in force from 26 Feb 2026)