LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,545
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,060
−HK$523/mo
Today · 4.125%
HK$17,583
baseline
▲ 0.50% · 4.625%
HK$18,653
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,166/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,407
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,900
−HK$501/mo
Today · 4.125%
HK$19,401
baseline
▲ 0.50% · 4.625%
HK$20,424
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,802/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,855
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,472
−HK$628/mo
Today · 4.125%
HK$21,100
baseline
▲ 0.50% · 4.625%
HK$22,383
+HK$1,283/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,200/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,088
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,680
−HK$601/mo
Today · 4.125%
HK$23,281
baseline
▲ 0.50% · 4.625%
HK$24,509
+HK$1,228/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,562/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,164
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,884
−HK$732/mo
Today · 4.125%
HK$24,616
baseline
▲ 0.50% · 4.625%
HK$26,114
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,232/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,769
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,460
−HK$702/mo
Today · 4.125%
HK$27,162
baseline
▲ 0.50% · 4.625%
HK$28,593
+HK$1,431/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,324/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,782
−HK$1,867/mo
▼ 0.25% · 3.875%
HK$30,708
−HK$941/mo
Today · 4.125%
HK$31,649
baseline
▲ 0.50% · 4.625%
HK$33,575
+HK$1,926/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,298/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,132
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,021
−HK$901/mo
Today · 4.125%
HK$34,922
baseline
▲ 0.50% · 4.625%
HK$36,763
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,844/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,679 · Scale 2, in force from 26 Feb 2026)