LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,546
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,061
−HK$523/mo
Today · 4.125%
HK$17,584
baseline
▲ 0.50% · 4.625%
HK$18,654
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,168/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,408
−HK$994/mo
▼ 0.25% · 3.875%
HK$18,901
−HK$501/mo
Today · 4.125%
HK$19,402
baseline
▲ 0.50% · 4.625%
HK$20,425
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,804/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,856
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,473
−HK$628/mo
Today · 4.125%
HK$21,101
baseline
▲ 0.50% · 4.625%
HK$22,385
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,202/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,089
−HK$1,193/mo
▼ 0.25% · 3.875%
HK$22,681
−HK$601/mo
Today · 4.125%
HK$23,282
baseline
▲ 0.50% · 4.625%
HK$24,510
+HK$1,228/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,564/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,165
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,885
−HK$732/mo
Today · 4.125%
HK$24,617
baseline
▲ 0.50% · 4.625%
HK$26,115
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,234/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,771
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,462
−HK$701/mo
Today · 4.125%
HK$27,163
baseline
▲ 0.50% · 4.625%
HK$28,595
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,326/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,783
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,710
−HK$941/mo
Today · 4.125%
HK$31,651
baseline
▲ 0.50% · 4.625%
HK$33,577
+HK$1,926/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,302/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,134
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$34,022
−HK$902/mo
Today · 4.125%
HK$34,924
baseline
▲ 0.50% · 4.625%
HK$36,765
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,848/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,690 · Scale 2, in force from 26 Feb 2026)