LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,549
−HK$1,037/mo
▼ 0.25% · 3.875%
HK$17,063
−HK$523/mo
Today · 4.125%
HK$17,586
baseline
▲ 0.50% · 4.625%
HK$18,656
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,172/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,410
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,904
−HK$501/mo
Today · 4.125%
HK$19,405
baseline
▲ 0.50% · 4.625%
HK$20,428
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,810/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,858
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,476
−HK$628/mo
Today · 4.125%
HK$21,104
baseline
▲ 0.50% · 4.625%
HK$22,388
+HK$1,284/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$42,208/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,092
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,685
−HK$601/mo
Today · 4.125%
HK$23,286
baseline
▲ 0.50% · 4.625%
HK$24,513
+HK$1,227/mo
Deposit HK$2.90M · loan HK$4.35M · min. income ≈ HK$46,572/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,168
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,889
−HK$732/mo
Today · 4.125%
HK$24,621
baseline
▲ 0.50% · 4.625%
HK$26,119
+HK$1,498/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,242/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,774
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,465
−HK$702/mo
Today · 4.125%
HK$27,167
baseline
▲ 0.50% · 4.625%
HK$28,599
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,334/mo (50% DSR)
Upfront cash ≈ HK$2.39M (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,787
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,714
−HK$941/mo
Today · 4.125%
HK$31,655
baseline
▲ 0.50% · 4.625%
HK$33,581
+HK$1,926/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,310/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,138
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,027
−HK$902/mo
Today · 4.125%
HK$34,929
baseline
▲ 0.50% · 4.625%
HK$36,770
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,858/mo (50% DSR)
Upfront cash ≈ HK$943K (deposit + AVD stamp duty HK$217,720 · Scale 2, in force from 26 Feb 2026)