LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,508
−HK$10,379/mo
▼ 0.25% · 3.875%
HK$170,656
−HK$5,231/mo
Today · 4.125%
HK$175,887
baseline
▲ 0.50% · 4.625%
HK$186,589
+HK$10,702/mo
Deposit HK$36.29M · loan HK$36.29M · min. income ≈ HK$351,774/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,126
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,064
−HK$5,010/mo
Today · 4.125%
HK$194,074
baseline
▲ 0.50% · 4.625%
HK$204,304
+HK$10,230/mo
Deposit HK$36.29M · loan HK$36.29M · min. income ≈ HK$388,148/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,610
−HK$12,454/mo
▼ 0.25% · 3.875%
HK$204,788
−HK$6,276/mo
Today · 4.125%
HK$211,064
baseline
▲ 0.50% · 4.625%
HK$223,907
+HK$12,843/mo
Deposit HK$29.03M · loan HK$43.55M · min. income ≈ HK$422,128/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,951
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$226,877
−HK$6,012/mo
Today · 4.125%
HK$232,889
baseline
▲ 0.50% · 4.625%
HK$245,165
+HK$12,276/mo
Deposit HK$29.03M · loan HK$43.55M · min. income ≈ HK$465,778/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,711
−HK$14,531/mo
▼ 0.25% · 3.875%
HK$238,919
−HK$7,323/mo
Today · 4.125%
HK$246,242
baseline
▲ 0.50% · 4.625%
HK$261,225
+HK$14,983/mo
Deposit HK$21.77M · loan HK$50.81M · min. income ≈ HK$492,484/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,777
−HK$13,926/mo
▼ 0.25% · 3.875%
HK$264,690
−HK$7,013/mo
Today · 4.125%
HK$271,703
baseline
▲ 0.50% · 4.625%
HK$286,025
+HK$14,322/mo
Deposit HK$21.77M · loan HK$50.81M · min. income ≈ HK$543,406/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,915
−HK$18,682/mo
▼ 0.25% · 3.875%
HK$307,182
−HK$9,415/mo
Today · 4.125%
HK$316,597
baseline
▲ 0.50% · 4.625%
HK$335,861
+HK$19,264/mo
Deposit HK$7.26M · loan HK$65.32M · min. income ≈ HK$633,194/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,427
−HK$17,906/mo
▼ 0.25% · 3.875%
HK$340,316
−HK$9,017/mo
Today · 4.125%
HK$349,333
baseline
▲ 0.50% · 4.625%
HK$367,747
+HK$18,414/mo
Deposit HK$7.26M · loan HK$65.32M · min. income ≈ HK$698,666/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,084,784 · Scale 2, in force from 26 Feb 2026)