LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,525
−HK$10,380/mo
▼ 0.25% · 3.875%
HK$170,673
−HK$5,232/mo
Today · 4.125%
HK$175,905
baseline
▲ 0.50% · 4.625%
HK$186,608
+HK$10,703/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$351,810/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,145
−HK$9,948/mo
▼ 0.25% · 3.875%
HK$189,083
−HK$5,010/mo
Today · 4.125%
HK$194,093
baseline
▲ 0.50% · 4.625%
HK$204,324
+HK$10,231/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$388,186/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,630
−HK$12,456/mo
▼ 0.25% · 3.875%
HK$204,808
−HK$6,278/mo
Today · 4.125%
HK$211,086
baseline
▲ 0.50% · 4.625%
HK$223,930
+HK$12,844/mo
Deposit HK$29.04M · loan HK$43.55M · min. income ≈ HK$422,172/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,974
−HK$11,938/mo
▼ 0.25% · 3.875%
HK$226,900
−HK$6,012/mo
Today · 4.125%
HK$232,912
baseline
▲ 0.50% · 4.625%
HK$245,189
+HK$12,277/mo
Deposit HK$29.04M · loan HK$43.55M · min. income ≈ HK$465,824/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,735
−HK$14,531/mo
▼ 0.25% · 3.875%
HK$238,943
−HK$7,323/mo
Today · 4.125%
HK$246,266
baseline
▲ 0.50% · 4.625%
HK$261,251
+HK$14,985/mo
Deposit HK$21.78M · loan HK$50.81M · min. income ≈ HK$492,532/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,802
−HK$13,929/mo
▼ 0.25% · 3.875%
HK$264,717
−HK$7,014/mo
Today · 4.125%
HK$271,731
baseline
▲ 0.50% · 4.625%
HK$286,054
+HK$14,323/mo
Deposit HK$21.78M · loan HK$50.81M · min. income ≈ HK$543,462/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,945
−HK$18,683/mo
▼ 0.25% · 3.875%
HK$307,212
−HK$9,416/mo
Today · 4.125%
HK$316,628
baseline
▲ 0.50% · 4.625%
HK$335,894
+HK$19,266/mo
Deposit HK$7.26M · loan HK$65.33M · min. income ≈ HK$633,256/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,460
−HK$17,908/mo
▼ 0.25% · 3.875%
HK$340,350
−HK$9,018/mo
Today · 4.125%
HK$349,368
baseline
▲ 0.50% · 4.625%
HK$367,784
+HK$18,416/mo
Deposit HK$7.26M · loan HK$65.33M · min. income ≈ HK$698,736/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,085,093 · Scale 2, in force from 26 Feb 2026)