LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,526
−HK$10,380/mo
▼ 0.25% · 3.875%
HK$170,675
−HK$5,231/mo
Today · 4.125%
HK$175,906
baseline
▲ 0.50% · 4.625%
HK$186,610
+HK$10,704/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$351,812/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,146
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$189,085
−HK$5,010/mo
Today · 4.125%
HK$194,095
baseline
▲ 0.50% · 4.625%
HK$204,326
+HK$10,231/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$388,190/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,631
−HK$12,456/mo
▼ 0.25% · 3.875%
HK$204,810
−HK$6,277/mo
Today · 4.125%
HK$211,087
baseline
▲ 0.50% · 4.625%
HK$223,931
+HK$12,844/mo
Deposit HK$29.04M · loan HK$43.55M · min. income ≈ HK$422,174/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,975
−HK$11,939/mo
▼ 0.25% · 3.875%
HK$226,902
−HK$6,012/mo
Today · 4.125%
HK$232,914
baseline
▲ 0.50% · 4.625%
HK$245,191
+HK$12,277/mo
Deposit HK$29.04M · loan HK$43.55M · min. income ≈ HK$465,828/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,737
−HK$14,531/mo
▼ 0.25% · 3.875%
HK$238,945
−HK$7,323/mo
Today · 4.125%
HK$246,268
baseline
▲ 0.50% · 4.625%
HK$261,253
+HK$14,985/mo
Deposit HK$21.78M · loan HK$50.81M · min. income ≈ HK$492,536/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,805
−HK$13,928/mo
▼ 0.25% · 3.875%
HK$264,719
−HK$7,014/mo
Today · 4.125%
HK$271,733
baseline
▲ 0.50% · 4.625%
HK$286,056
+HK$14,323/mo
Deposit HK$21.78M · loan HK$50.81M · min. income ≈ HK$543,466/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,947
−HK$18,684/mo
▼ 0.25% · 3.875%
HK$307,215
−HK$9,416/mo
Today · 4.125%
HK$316,631
baseline
▲ 0.50% · 4.625%
HK$335,897
+HK$19,266/mo
Deposit HK$7.26M · loan HK$65.33M · min. income ≈ HK$633,262/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,463
−HK$17,908/mo
▼ 0.25% · 3.875%
HK$340,353
−HK$9,018/mo
Today · 4.125%
HK$349,371
baseline
▲ 0.50% · 4.625%
HK$367,787
+HK$18,416/mo
Deposit HK$7.26M · loan HK$65.33M · min. income ≈ HK$698,742/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,085,118 · Scale 2, in force from 26 Feb 2026)