LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,535
−HK$10,380/mo
▼ 0.25% · 3.875%
HK$170,684
−HK$5,231/mo
Today · 4.125%
HK$175,915
baseline
▲ 0.50% · 4.625%
HK$186,619
+HK$10,704/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$351,830/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,156
−HK$9,949/mo
▼ 0.25% · 3.875%
HK$189,095
−HK$5,010/mo
Today · 4.125%
HK$194,105
baseline
▲ 0.50% · 4.625%
HK$204,336
+HK$10,231/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$388,210/mo (50% DSR)
Upfront cash ≈ HK$39.38M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,642
−HK$12,456/mo
▼ 0.25% · 3.875%
HK$204,820
−HK$6,278/mo
Today · 4.125%
HK$211,098
baseline
▲ 0.50% · 4.625%
HK$223,943
+HK$12,845/mo
Deposit HK$29.04M · loan HK$43.56M · min. income ≈ HK$422,196/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$220,987
−HK$11,939/mo
▼ 0.25% · 3.875%
HK$226,913
−HK$6,013/mo
Today · 4.125%
HK$232,926
baseline
▲ 0.50% · 4.625%
HK$245,204
+HK$12,278/mo
Deposit HK$29.04M · loan HK$43.56M · min. income ≈ HK$465,852/mo (50% DSR)
Upfront cash ≈ HK$32.12M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,748
−HK$14,533/mo
▼ 0.25% · 3.875%
HK$238,957
−HK$7,324/mo
Today · 4.125%
HK$246,281
baseline
▲ 0.50% · 4.625%
HK$261,267
+HK$14,986/mo
Deposit HK$21.78M · loan HK$50.82M · min. income ≈ HK$492,562/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,818
−HK$13,929/mo
▼ 0.25% · 3.875%
HK$264,732
−HK$7,015/mo
Today · 4.125%
HK$271,747
baseline
▲ 0.50% · 4.625%
HK$286,071
+HK$14,324/mo
Deposit HK$21.78M · loan HK$50.82M · min. income ≈ HK$543,494/mo (50% DSR)
Upfront cash ≈ HK$24.86M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$297,962
−HK$18,685/mo
▼ 0.25% · 3.875%
HK$307,231
−HK$9,416/mo
Today · 4.125%
HK$316,647
baseline
▲ 0.50% · 4.625%
HK$335,914
+HK$19,267/mo
Deposit HK$7.26M · loan HK$65.34M · min. income ≈ HK$633,294/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,480
−HK$17,909/mo
▼ 0.25% · 3.875%
HK$340,370
−HK$9,019/mo
Today · 4.125%
HK$349,389
baseline
▲ 0.50% · 4.625%
HK$367,806
+HK$18,417/mo
Deposit HK$7.26M · loan HK$65.34M · min. income ≈ HK$698,778/mo (50% DSR)
Upfront cash ≈ HK$10.34M (deposit + AVD stamp duty HK$3,085,276 · Scale 2, in force from 26 Feb 2026)