LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,555
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,070
−HK$523/mo
Today · 4.125%
HK$17,593
baseline
▲ 0.50% · 4.625%
HK$18,663
+HK$1,070/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,186/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,417
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,911
−HK$501/mo
Today · 4.125%
HK$19,412
baseline
▲ 0.50% · 4.625%
HK$20,435
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,824/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,866
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,484
−HK$627/mo
Today · 4.125%
HK$21,111
baseline
▲ 0.50% · 4.625%
HK$22,396
+HK$1,285/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$42,222/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,100
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,693
−HK$601/mo
Today · 4.125%
HK$23,294
baseline
▲ 0.50% · 4.625%
HK$24,522
+HK$1,228/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$46,588/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,177
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,898
−HK$732/mo
Today · 4.125%
HK$24,630
baseline
▲ 0.50% · 4.625%
HK$26,129
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,260/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,784
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,475
−HK$702/mo
Today · 4.125%
HK$27,177
baseline
▲ 0.50% · 4.625%
HK$28,609
+HK$1,432/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,354/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,799
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$30,725
−HK$942/mo
Today · 4.125%
HK$31,667
baseline
▲ 0.50% · 4.625%
HK$33,594
+HK$1,927/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$63,334/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,151
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,040
−HK$902/mo
Today · 4.125%
HK$34,942
baseline
▲ 0.50% · 4.625%
HK$36,783
+HK$1,841/mo
Deposit HK$726K · loan HK$6.53M · min. income ≈ HK$69,884/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,801 · Scale 2, in force from 26 Feb 2026)