LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,563
−HK$10,382/mo
▼ 0.25% · 3.875%
HK$170,713
−HK$5,232/mo
Today · 4.125%
HK$175,945
baseline
▲ 0.50% · 4.625%
HK$186,651
+HK$10,706/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$351,890/mo (50% DSR)
Upfront cash ≈ HK$39.39M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,187
−HK$9,951/mo
▼ 0.25% · 3.875%
HK$189,127
−HK$5,011/mo
Today · 4.125%
HK$194,138
baseline
▲ 0.50% · 4.625%
HK$204,372
+HK$10,234/mo
Deposit HK$36.30M · loan HK$36.30M · min. income ≈ HK$388,276/mo (50% DSR)
Upfront cash ≈ HK$39.39M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,676
−HK$12,458/mo
▼ 0.25% · 3.875%
HK$204,856
−HK$6,278/mo
Today · 4.125%
HK$211,134
baseline
▲ 0.50% · 4.625%
HK$223,981
+HK$12,847/mo
Deposit HK$29.04M · loan HK$43.56M · min. income ≈ HK$422,268/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,025
−HK$11,941/mo
▼ 0.25% · 3.875%
HK$226,952
−HK$6,014/mo
Today · 4.125%
HK$232,966
baseline
▲ 0.50% · 4.625%
HK$245,246
+HK$12,280/mo
Deposit HK$29.04M · loan HK$43.56M · min. income ≈ HK$465,932/mo (50% DSR)
Upfront cash ≈ HK$32.13M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,788
−HK$14,535/mo
▼ 0.25% · 3.875%
HK$238,998
−HK$7,325/mo
Today · 4.125%
HK$246,323
baseline
▲ 0.50% · 4.625%
HK$261,312
+HK$14,989/mo
Deposit HK$21.78M · loan HK$50.83M · min. income ≈ HK$492,646/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$257,862
−HK$13,932/mo
▼ 0.25% · 3.875%
HK$264,778
−HK$7,016/mo
Today · 4.125%
HK$271,794
baseline
▲ 0.50% · 4.625%
HK$286,120
+HK$14,326/mo
Deposit HK$21.78M · loan HK$50.83M · min. income ≈ HK$543,588/mo (50% DSR)
Upfront cash ≈ HK$24.87M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,013
−HK$18,689/mo
▼ 0.25% · 3.875%
HK$307,283
−HK$9,419/mo
Today · 4.125%
HK$316,702
baseline
▲ 0.50% · 4.625%
HK$335,972
+HK$19,270/mo
Deposit HK$7.26M · loan HK$65.35M · min. income ≈ HK$633,404/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,537
−HK$17,912/mo
▼ 0.25% · 3.875%
HK$340,429
−HK$9,020/mo
Today · 4.125%
HK$349,449
baseline
▲ 0.50% · 4.625%
HK$367,869
+HK$18,420/mo
Deposit HK$7.26M · loan HK$65.35M · min. income ≈ HK$698,898/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$3,085,807 · Scale 2, in force from 26 Feb 2026)