LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,560
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,075
−HK$523/mo
Today · 4.125%
HK$17,598
baseline
▲ 0.50% · 4.625%
HK$18,669
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,196/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,423
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,917
−HK$501/mo
Today · 4.125%
HK$19,418
baseline
▲ 0.50% · 4.625%
HK$20,441
+HK$1,023/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,836/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,872
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,490
−HK$628/mo
Today · 4.125%
HK$21,118
baseline
▲ 0.50% · 4.625%
HK$22,403
+HK$1,285/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$42,236/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,107
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,700
−HK$601/mo
Today · 4.125%
HK$23,301
baseline
▲ 0.50% · 4.625%
HK$24,530
+HK$1,229/mo
Deposit HK$2.90M · loan HK$4.36M · min. income ≈ HK$46,602/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,184
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,905
−HK$732/mo
Today · 4.125%
HK$24,637
baseline
▲ 0.50% · 4.625%
HK$26,137
+HK$1,500/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,274/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,792
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,483
−HK$702/mo
Today · 4.125%
HK$27,185
baseline
▲ 0.50% · 4.625%
HK$28,618
+HK$1,433/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,370/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,807
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,735
−HK$942/mo
Today · 4.125%
HK$31,677
baseline
▲ 0.50% · 4.625%
HK$33,604
+HK$1,927/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,354/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,161
−HK$1,791/mo
▼ 0.25% · 3.875%
HK$34,050
−HK$902/mo
Today · 4.125%
HK$34,952
baseline
▲ 0.50% · 4.625%
HK$36,794
+HK$1,842/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,904/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,867 · Scale 2, in force from 26 Feb 2026)