LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,563
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,078
−HK$523/mo
Today · 4.125%
HK$17,601
baseline
▲ 0.50% · 4.625%
HK$18,672
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,202/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,426
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,920
−HK$501/mo
Today · 4.125%
HK$19,421
baseline
▲ 0.50% · 4.625%
HK$20,445
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,842/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,875
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,493
−HK$629/mo
Today · 4.125%
HK$21,122
baseline
▲ 0.50% · 4.625%
HK$22,407
+HK$1,285/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,244/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,111
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,704
−HK$602/mo
Today · 4.125%
HK$23,306
baseline
▲ 0.50% · 4.625%
HK$24,534
+HK$1,228/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,612/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,188
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,909
−HK$733/mo
Today · 4.125%
HK$24,642
baseline
▲ 0.50% · 4.625%
HK$26,141
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,284/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,796
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,488
−HK$702/mo
Today · 4.125%
HK$27,190
baseline
▲ 0.50% · 4.625%
HK$28,623
+HK$1,433/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,380/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,813
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,740
−HK$942/mo
Today · 4.125%
HK$31,682
baseline
▲ 0.50% · 4.625%
HK$33,610
+HK$1,928/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,364/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,166
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,056
−HK$902/mo
Today · 4.125%
HK$34,958
baseline
▲ 0.50% · 4.625%
HK$36,801
+HK$1,843/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,916/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,906 · Scale 2, in force from 26 Feb 2026)