LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,564
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,079
−HK$523/mo
Today · 4.125%
HK$17,602
baseline
▲ 0.50% · 4.625%
HK$18,673
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,204/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,427
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,921
−HK$501/mo
Today · 4.125%
HK$19,422
baseline
▲ 0.50% · 4.625%
HK$20,446
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,844/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,876
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,495
−HK$628/mo
Today · 4.125%
HK$21,123
baseline
▲ 0.50% · 4.625%
HK$22,408
+HK$1,285/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,246/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,112
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,705
−HK$602/mo
Today · 4.125%
HK$23,307
baseline
▲ 0.50% · 4.625%
HK$24,536
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,614/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,189
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$23,910
−HK$733/mo
Today · 4.125%
HK$24,643
baseline
▲ 0.50% · 4.625%
HK$26,143
+HK$1,500/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$49,286/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,798
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,490
−HK$701/mo
Today · 4.125%
HK$27,191
baseline
▲ 0.50% · 4.625%
HK$28,625
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.08M · min. income ≈ HK$54,382/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,815
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,742
−HK$942/mo
Today · 4.125%
HK$31,684
baseline
▲ 0.50% · 4.625%
HK$33,612
+HK$1,928/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,368/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,168
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,058
−HK$902/mo
Today · 4.125%
HK$34,960
baseline
▲ 0.50% · 4.625%
HK$36,803
+HK$1,843/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,920/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,919 · Scale 2, in force from 26 Feb 2026)