LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,676
−HK$10,389/mo
▼ 0.25% · 3.875%
HK$170,829
−HK$5,236/mo
Today · 4.125%
HK$176,065
baseline
▲ 0.50% · 4.625%
HK$186,778
+HK$10,713/mo
Deposit HK$36.33M · loan HK$36.33M · min. income ≈ HK$352,130/mo (50% DSR)
Upfront cash ≈ HK$39.42M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,313
−HK$9,958/mo
▼ 0.25% · 3.875%
HK$189,256
−HK$5,015/mo
Today · 4.125%
HK$194,271
baseline
▲ 0.50% · 4.625%
HK$204,511
+HK$10,240/mo
Deposit HK$36.33M · loan HK$36.33M · min. income ≈ HK$388,542/mo (50% DSR)
Upfront cash ≈ HK$39.42M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,811
−HK$12,467/mo
▼ 0.25% · 3.875%
HK$204,995
−HK$6,283/mo
Today · 4.125%
HK$211,278
baseline
▲ 0.50% · 4.625%
HK$224,134
+HK$12,856/mo
Deposit HK$29.06M · loan HK$43.59M · min. income ≈ HK$422,556/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,175
−HK$11,950/mo
▼ 0.25% · 3.875%
HK$227,107
−HK$6,018/mo
Today · 4.125%
HK$233,125
baseline
▲ 0.50% · 4.625%
HK$245,413
+HK$12,288/mo
Deposit HK$29.06M · loan HK$43.59M · min. income ≈ HK$466,250/mo (50% DSR)
Upfront cash ≈ HK$32.15M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$231,946
−HK$14,545/mo
▼ 0.25% · 3.875%
HK$239,161
−HK$7,330/mo
Today · 4.125%
HK$246,491
baseline
▲ 0.50% · 4.625%
HK$261,490
+HK$14,999/mo
Deposit HK$21.80M · loan HK$50.86M · min. income ≈ HK$492,982/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,038
−HK$13,941/mo
▼ 0.25% · 3.875%
HK$264,958
−HK$7,021/mo
Today · 4.125%
HK$271,979
baseline
▲ 0.50% · 4.625%
HK$286,315
+HK$14,336/mo
Deposit HK$21.80M · loan HK$50.86M · min. income ≈ HK$543,958/mo (50% DSR)
Upfront cash ≈ HK$24.88M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,217
−HK$18,700/mo
▼ 0.25% · 3.875%
HK$307,493
−HK$9,424/mo
Today · 4.125%
HK$316,917
baseline
▲ 0.50% · 4.625%
HK$336,201
+HK$19,284/mo
Deposit HK$7.27M · loan HK$65.39M · min. income ≈ HK$633,834/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,763
−HK$17,924/mo
▼ 0.25% · 3.875%
HK$340,661
−HK$9,026/mo
Today · 4.125%
HK$349,687
baseline
▲ 0.50% · 4.625%
HK$368,120
+HK$18,433/mo
Deposit HK$7.27M · loan HK$65.39M · min. income ≈ HK$699,374/mo (50% DSR)
Upfront cash ≈ HK$10.35M (deposit + AVD stamp duty HK$3,087,909 · Scale 2, in force from 26 Feb 2026)