LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,726
−HK$10,393/mo
▼ 0.25% · 3.875%
HK$170,881
−HK$5,238/mo
Today · 4.125%
HK$176,119
baseline
▲ 0.50% · 4.625%
HK$186,835
+HK$10,716/mo
Deposit HK$36.34M · loan HK$36.34M · min. income ≈ HK$352,238/mo (50% DSR)
Upfront cash ≈ HK$39.43M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,369
−HK$9,961/mo
▼ 0.25% · 3.875%
HK$189,313
−HK$5,017/mo
Today · 4.125%
HK$194,330
baseline
▲ 0.50% · 4.625%
HK$204,573
+HK$10,243/mo
Deposit HK$36.34M · loan HK$36.34M · min. income ≈ HK$388,660/mo (50% DSR)
Upfront cash ≈ HK$39.43M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$198,872
−HK$12,471/mo
▼ 0.25% · 3.875%
HK$205,058
−HK$6,285/mo
Today · 4.125%
HK$211,343
baseline
▲ 0.50% · 4.625%
HK$224,202
+HK$12,859/mo
Deposit HK$29.07M · loan HK$43.61M · min. income ≈ HK$422,686/mo (50% DSR)
Upfront cash ≈ HK$32.16M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,243
−HK$11,953/mo
▼ 0.25% · 3.875%
HK$227,176
−HK$6,020/mo
Today · 4.125%
HK$233,196
baseline
▲ 0.50% · 4.625%
HK$245,488
+HK$12,292/mo
Deposit HK$29.07M · loan HK$43.61M · min. income ≈ HK$466,392/mo (50% DSR)
Upfront cash ≈ HK$32.16M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,017
−HK$14,549/mo
▼ 0.25% · 3.875%
HK$239,234
−HK$7,332/mo
Today · 4.125%
HK$246,566
baseline
▲ 0.50% · 4.625%
HK$261,569
+HK$15,003/mo
Deposit HK$21.80M · loan HK$50.88M · min. income ≈ HK$493,132/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,116
−HK$13,946/mo
▼ 0.25% · 3.875%
HK$265,039
−HK$7,023/mo
Today · 4.125%
HK$272,062
baseline
▲ 0.50% · 4.625%
HK$286,402
+HK$14,340/mo
Deposit HK$21.80M · loan HK$50.88M · min. income ≈ HK$544,124/mo (50% DSR)
Upfront cash ≈ HK$24.89M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,307
−HK$18,707/mo
▼ 0.25% · 3.875%
HK$307,586
−HK$9,428/mo
Today · 4.125%
HK$317,014
baseline
▲ 0.50% · 4.625%
HK$336,303
+HK$19,289/mo
Deposit HK$7.27M · loan HK$65.41M · min. income ≈ HK$634,028/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$331,864
−HK$17,929/mo
▼ 0.25% · 3.875%
HK$340,764
−HK$9,029/mo
Today · 4.125%
HK$349,793
baseline
▲ 0.50% · 4.625%
HK$368,232
+HK$18,439/mo
Deposit HK$7.27M · loan HK$65.41M · min. income ≈ HK$699,586/mo (50% DSR)
Upfront cash ≈ HK$10.36M (deposit + AVD stamp duty HK$3,088,849 · Scale 2, in force from 26 Feb 2026)