LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,587
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,103
−HK$524/mo
Today · 4.125%
HK$17,627
baseline
▲ 0.50% · 4.625%
HK$18,700
+HK$1,073/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,254/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,453
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,948
−HK$502/mo
Today · 4.125%
HK$19,450
baseline
▲ 0.50% · 4.625%
HK$20,475
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,900/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,905
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,524
−HK$629/mo
Today · 4.125%
HK$21,153
baseline
▲ 0.50% · 4.625%
HK$22,440
+HK$1,287/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,306/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,144
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,737
−HK$603/mo
Today · 4.125%
HK$23,340
baseline
▲ 0.50% · 4.625%
HK$24,570
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,680/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,222
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,944
−HK$734/mo
Today · 4.125%
HK$24,678
baseline
▲ 0.50% · 4.625%
HK$26,180
+HK$1,502/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,356/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,834
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,527
−HK$703/mo
Today · 4.125%
HK$27,230
baseline
▲ 0.50% · 4.625%
HK$28,665
+HK$1,435/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,460/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,857
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,785
−HK$944/mo
Today · 4.125%
HK$31,729
baseline
▲ 0.50% · 4.625%
HK$33,660
+HK$1,931/mo
Deposit HK$727K · loan HK$6.55M · min. income ≈ HK$63,458/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,215
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,106
−HK$904/mo
Today · 4.125%
HK$35,010
baseline
▲ 0.50% · 4.625%
HK$36,855
+HK$1,845/mo
Deposit HK$727K · loan HK$6.55M · min. income ≈ HK$70,020/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,227 · Scale 2, in force from 26 Feb 2026)