LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,942
−HK$10,406/mo
▼ 0.25% · 3.875%
HK$171,103
−HK$5,245/mo
Today · 4.125%
HK$176,348
baseline
▲ 0.50% · 4.625%
HK$187,078
+HK$10,730/mo
Deposit HK$36.39M · loan HK$36.39M · min. income ≈ HK$352,696/mo (50% DSR)
Upfront cash ≈ HK$39.48M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,608
−HK$9,974/mo
▼ 0.25% · 3.875%
HK$189,560
−HK$5,022/mo
Today · 4.125%
HK$194,582
baseline
▲ 0.50% · 4.625%
HK$204,839
+HK$10,257/mo
Deposit HK$36.39M · loan HK$36.39M · min. income ≈ HK$389,164/mo (50% DSR)
Upfront cash ≈ HK$39.48M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,130
−HK$12,487/mo
▼ 0.25% · 3.875%
HK$205,324
−HK$6,293/mo
Today · 4.125%
HK$211,617
baseline
▲ 0.50% · 4.625%
HK$224,494
+HK$12,877/mo
Deposit HK$29.11M · loan HK$43.66M · min. income ≈ HK$423,234/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,530
−HK$11,969/mo
▼ 0.25% · 3.875%
HK$227,471
−HK$6,028/mo
Today · 4.125%
HK$233,499
baseline
▲ 0.50% · 4.625%
HK$245,807
+HK$12,308/mo
Deposit HK$29.11M · loan HK$43.66M · min. income ≈ HK$466,998/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,318
−HK$14,569/mo
▼ 0.25% · 3.875%
HK$239,545
−HK$7,342/mo
Today · 4.125%
HK$246,887
baseline
▲ 0.50% · 4.625%
HK$261,909
+HK$15,022/mo
Deposit HK$21.83M · loan HK$50.94M · min. income ≈ HK$493,774/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,452
−HK$13,963/mo
▼ 0.25% · 3.875%
HK$265,383
−HK$7,032/mo
Today · 4.125%
HK$272,415
baseline
▲ 0.50% · 4.625%
HK$286,775
+HK$14,360/mo
Deposit HK$21.83M · loan HK$50.94M · min. income ≈ HK$544,830/mo (50% DSR)
Upfront cash ≈ HK$24.92M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,695
−HK$18,731/mo
▼ 0.25% · 3.875%
HK$307,986
−HK$9,440/mo
Today · 4.125%
HK$317,426
baseline
▲ 0.50% · 4.625%
HK$336,740
+HK$19,314/mo
Deposit HK$7.28M · loan HK$65.50M · min. income ≈ HK$634,852/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,295
−HK$17,953/mo
▼ 0.25% · 3.875%
HK$341,207
−HK$9,041/mo
Today · 4.125%
HK$350,248
baseline
▲ 0.50% · 4.625%
HK$368,710
+HK$18,462/mo
Deposit HK$7.28M · loan HK$65.50M · min. income ≈ HK$700,496/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$3,092,864 · Scale 2, in force from 26 Feb 2026)