LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,959
−HK$10,407/mo
▼ 0.25% · 3.875%
HK$171,122
−HK$5,244/mo
Today · 4.125%
HK$176,366
baseline
▲ 0.50% · 4.625%
HK$187,098
+HK$10,732/mo
Deposit HK$36.39M · loan HK$36.39M · min. income ≈ HK$352,732/mo (50% DSR)
Upfront cash ≈ HK$39.48M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,628
−HK$9,975/mo
▼ 0.25% · 3.875%
HK$189,580
−HK$5,023/mo
Today · 4.125%
HK$194,603
baseline
▲ 0.50% · 4.625%
HK$204,861
+HK$10,258/mo
Deposit HK$36.39M · loan HK$36.39M · min. income ≈ HK$389,206/mo (50% DSR)
Upfront cash ≈ HK$39.48M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,151
−HK$12,489/mo
▼ 0.25% · 3.875%
HK$205,346
−HK$6,294/mo
Today · 4.125%
HK$211,640
baseline
▲ 0.50% · 4.625%
HK$224,517
+HK$12,877/mo
Deposit HK$29.11M · loan HK$43.67M · min. income ≈ HK$423,280/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,554
−HK$11,969/mo
▼ 0.25% · 3.875%
HK$227,496
−HK$6,027/mo
Today · 4.125%
HK$233,523
baseline
▲ 0.50% · 4.625%
HK$245,833
+HK$12,310/mo
Deposit HK$29.11M · loan HK$43.67M · min. income ≈ HK$467,046/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,343
−HK$14,570/mo
▼ 0.25% · 3.875%
HK$239,570
−HK$7,343/mo
Today · 4.125%
HK$246,913
baseline
▲ 0.50% · 4.625%
HK$261,937
+HK$15,024/mo
Deposit HK$21.83M · loan HK$50.95M · min. income ≈ HK$493,826/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,479
−HK$13,965/mo
▼ 0.25% · 3.875%
HK$265,411
−HK$7,033/mo
Today · 4.125%
HK$272,444
baseline
▲ 0.50% · 4.625%
HK$286,805
+HK$14,361/mo
Deposit HK$21.83M · loan HK$50.95M · min. income ≈ HK$544,888/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,727
−HK$18,732/mo
▼ 0.25% · 3.875%
HK$308,019
−HK$9,440/mo
Today · 4.125%
HK$317,459
baseline
▲ 0.50% · 4.625%
HK$336,776
+HK$19,317/mo
Deposit HK$7.28M · loan HK$65.50M · min. income ≈ HK$634,918/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,330
−HK$17,955/mo
▼ 0.25% · 3.875%
HK$341,243
−HK$9,042/mo
Today · 4.125%
HK$350,285
baseline
▲ 0.50% · 4.625%
HK$368,749
+HK$18,464/mo
Deposit HK$7.28M · loan HK$65.50M · min. income ≈ HK$700,570/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$3,093,191 · Scale 2, in force from 26 Feb 2026)