LTV · monthly repayment
▼ 0.50% · 3.625%
HK$165,976
−HK$10,409/mo
▼ 0.25% · 3.875%
HK$171,139
−HK$5,246/mo
Today · 4.125%
HK$176,385
baseline
▲ 0.50% · 4.625%
HK$187,117
+HK$10,732/mo
Deposit HK$36.39M · loan HK$36.39M · min. income ≈ HK$352,770/mo (50% DSR)
Upfront cash ≈ HK$39.49M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,647
−HK$9,976/mo
▼ 0.25% · 3.875%
HK$189,599
−HK$5,024/mo
Today · 4.125%
HK$194,623
baseline
▲ 0.50% · 4.625%
HK$204,882
+HK$10,259/mo
Deposit HK$36.39M · loan HK$36.39M · min. income ≈ HK$389,246/mo (50% DSR)
Upfront cash ≈ HK$39.49M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,172
−HK$12,490/mo
▼ 0.25% · 3.875%
HK$205,367
−HK$6,295/mo
Today · 4.125%
HK$211,662
baseline
▲ 0.50% · 4.625%
HK$224,541
+HK$12,879/mo
Deposit HK$29.12M · loan HK$43.67M · min. income ≈ HK$423,324/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,577
−HK$11,971/mo
▼ 0.25% · 3.875%
HK$227,519
−HK$6,029/mo
Today · 4.125%
HK$233,548
baseline
▲ 0.50% · 4.625%
HK$245,858
+HK$12,310/mo
Deposit HK$29.12M · loan HK$43.67M · min. income ≈ HK$467,096/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,367
−HK$14,572/mo
▼ 0.25% · 3.875%
HK$239,595
−HK$7,344/mo
Today · 4.125%
HK$246,939
baseline
▲ 0.50% · 4.625%
HK$261,964
+HK$15,025/mo
Deposit HK$21.84M · loan HK$50.95M · min. income ≈ HK$493,878/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,506
−HK$13,966/mo
▼ 0.25% · 3.875%
HK$265,439
−HK$7,033/mo
Today · 4.125%
HK$272,472
baseline
▲ 0.50% · 4.625%
HK$286,835
+HK$14,363/mo
Deposit HK$21.84M · loan HK$50.95M · min. income ≈ HK$544,944/mo (50% DSR)
Upfront cash ≈ HK$24.93M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$298,758
−HK$18,734/mo
▼ 0.25% · 3.875%
HK$308,051
−HK$9,441/mo
Today · 4.125%
HK$317,492
baseline
▲ 0.50% · 4.625%
HK$336,811
+HK$19,319/mo
Deposit HK$7.28M · loan HK$65.51M · min. income ≈ HK$634,984/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,365
−HK$17,957/mo
▼ 0.25% · 3.875%
HK$341,279
−HK$9,043/mo
Today · 4.125%
HK$350,322
baseline
▲ 0.50% · 4.625%
HK$368,787
+HK$18,465/mo
Deposit HK$7.28M · loan HK$65.51M · min. income ≈ HK$700,644/mo (50% DSR)
Upfront cash ≈ HK$10.37M (deposit + AVD stamp duty HK$3,093,512 · Scale 2, in force from 26 Feb 2026)