LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,600
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,116
−HK$525/mo
Today · 4.125%
HK$17,641
baseline
▲ 0.50% · 4.625%
HK$18,714
+HK$1,073/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,282/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,467
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,962
−HK$503/mo
Today · 4.125%
HK$19,465
baseline
▲ 0.50% · 4.625%
HK$20,491
+HK$1,026/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,930/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,919
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$20,539
−HK$630/mo
Today · 4.125%
HK$21,169
baseline
▲ 0.50% · 4.625%
HK$22,457
+HK$1,288/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,338/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,160
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,755
−HK$602/mo
Today · 4.125%
HK$23,357
baseline
▲ 0.50% · 4.625%
HK$24,589
+HK$1,232/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,714/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,239
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,962
−HK$735/mo
Today · 4.125%
HK$24,697
baseline
▲ 0.50% · 4.625%
HK$26,199
+HK$1,502/mo
Deposit HK$2.18M · loan HK$5.10M · min. income ≈ HK$49,394/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,854
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,547
−HK$703/mo
Today · 4.125%
HK$27,250
baseline
▲ 0.50% · 4.625%
HK$28,687
+HK$1,437/mo
Deposit HK$2.18M · loan HK$5.10M · min. income ≈ HK$54,500/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,879
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,809
−HK$944/mo
Today · 4.125%
HK$31,753
baseline
▲ 0.50% · 4.625%
HK$33,685
+HK$1,932/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,506/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,240
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,132
−HK$904/mo
Today · 4.125%
HK$35,036
baseline
▲ 0.50% · 4.625%
HK$36,883
+HK$1,847/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$70,072/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,391 · Scale 2, in force from 26 Feb 2026)