LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,600
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,117
−HK$524/mo
Today · 4.125%
HK$17,641
baseline
▲ 0.50% · 4.625%
HK$18,715
+HK$1,074/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,282/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,468
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,963
−HK$502/mo
Today · 4.125%
HK$19,465
baseline
▲ 0.50% · 4.625%
HK$20,491
+HK$1,026/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,930/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,920
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,540
−HK$629/mo
Today · 4.125%
HK$21,169
baseline
▲ 0.50% · 4.625%
HK$22,458
+HK$1,289/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,338/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,161
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,755
−HK$603/mo
Today · 4.125%
HK$23,358
baseline
▲ 0.50% · 4.625%
HK$24,590
+HK$1,232/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,716/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,240
−HK$1,458/mo
▼ 0.25% · 3.875%
HK$23,963
−HK$735/mo
Today · 4.125%
HK$24,698
baseline
▲ 0.50% · 4.625%
HK$26,201
+HK$1,503/mo
Deposit HK$2.18M · loan HK$5.10M · min. income ≈ HK$49,396/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,855
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,548
−HK$703/mo
Today · 4.125%
HK$27,251
baseline
▲ 0.50% · 4.625%
HK$28,688
+HK$1,437/mo
Deposit HK$2.18M · loan HK$5.10M · min. income ≈ HK$54,502/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,880
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,810
−HK$944/mo
Today · 4.125%
HK$31,754
baseline
▲ 0.50% · 4.625%
HK$33,686
+HK$1,932/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,508/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,242
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,133
−HK$905/mo
Today · 4.125%
HK$35,038
baseline
▲ 0.50% · 4.625%
HK$36,885
+HK$1,847/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$70,076/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,400 · Scale 2, in force from 26 Feb 2026)