LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,610
−HK$1,041/mo
▼ 0.25% · 3.875%
HK$17,126
−HK$525/mo
Today · 4.125%
HK$17,651
baseline
▲ 0.50% · 4.625%
HK$18,725
+HK$1,074/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,302/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,478
−HK$998/mo
▼ 0.25% · 3.875%
HK$18,974
−HK$502/mo
Today · 4.125%
HK$19,476
baseline
▲ 0.50% · 4.625%
HK$20,503
+HK$1,027/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,952/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,932
−HK$1,249/mo
▼ 0.25% · 3.875%
HK$20,552
−HK$629/mo
Today · 4.125%
HK$21,181
baseline
▲ 0.50% · 4.625%
HK$22,470
+HK$1,289/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,362/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,174
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,768
−HK$604/mo
Today · 4.125%
HK$23,372
baseline
▲ 0.50% · 4.625%
HK$24,604
+HK$1,232/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,744/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,253
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,977
−HK$735/mo
Today · 4.125%
HK$24,712
baseline
▲ 0.50% · 4.625%
HK$26,215
+HK$1,503/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,424/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,869
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,563
−HK$704/mo
Today · 4.125%
HK$27,267
baseline
▲ 0.50% · 4.625%
HK$28,704
+HK$1,437/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,534/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,897
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,827
−HK$945/mo
Today · 4.125%
HK$31,772
baseline
▲ 0.50% · 4.625%
HK$33,705
+HK$1,933/mo
Deposit HK$728K · loan HK$6.56M · min. income ≈ HK$63,544/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,261
−HK$1,796/mo
▼ 0.25% · 3.875%
HK$34,153
−HK$904/mo
Today · 4.125%
HK$35,057
baseline
▲ 0.50% · 4.625%
HK$36,905
+HK$1,848/mo
Deposit HK$728K · loan HK$6.56M · min. income ≈ HK$70,114/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,524 · Scale 2, in force from 26 Feb 2026)