LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,614
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,131
−HK$525/mo
Today · 4.125%
HK$17,656
baseline
▲ 0.50% · 4.625%
HK$18,731
+HK$1,075/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,312/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,483
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,979
−HK$503/mo
Today · 4.125%
HK$19,482
baseline
▲ 0.50% · 4.625%
HK$20,509
+HK$1,027/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,964/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,937
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,558
−HK$630/mo
Today · 4.125%
HK$21,188
baseline
▲ 0.50% · 4.625%
HK$22,477
+HK$1,289/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,376/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,180
−HK$1,198/mo
▼ 0.25% · 3.875%
HK$22,775
−HK$603/mo
Today · 4.125%
HK$23,378
baseline
▲ 0.50% · 4.625%
HK$24,611
+HK$1,233/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,260
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,984
−HK$735/mo
Today · 4.125%
HK$24,719
baseline
▲ 0.50% · 4.625%
HK$26,223
+HK$1,504/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,438/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,877
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,571
−HK$704/mo
Today · 4.125%
HK$27,275
baseline
▲ 0.50% · 4.625%
HK$28,713
+HK$1,438/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,550/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,906
−HK$1,875/mo
▼ 0.25% · 3.875%
HK$30,836
−HK$945/mo
Today · 4.125%
HK$31,781
baseline
▲ 0.50% · 4.625%
HK$33,715
+HK$1,934/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,562/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,270
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,162
−HK$906/mo
Today · 4.125%
HK$35,068
baseline
▲ 0.50% · 4.625%
HK$36,916
+HK$1,848/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,136/mo (50% DSR)
Upfront cash ≈ HK$947K (deposit + AVD stamp duty HK$218,587 · Scale 2, in force from 26 Feb 2026)