LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,150
−HK$10,419/mo
▼ 0.25% · 3.875%
HK$171,318
−HK$5,251/mo
Today · 4.125%
HK$176,569
baseline
▲ 0.50% · 4.625%
HK$187,313
+HK$10,744/mo
Deposit HK$36.43M · loan HK$36.43M · min. income ≈ HK$353,138/mo (50% DSR)
Upfront cash ≈ HK$39.53M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,840
−HK$9,987/mo
▼ 0.25% · 3.875%
HK$189,798
−HK$5,029/mo
Today · 4.125%
HK$194,827
baseline
▲ 0.50% · 4.625%
HK$205,096
+HK$10,269/mo
Deposit HK$36.43M · loan HK$36.43M · min. income ≈ HK$389,654/mo (50% DSR)
Upfront cash ≈ HK$39.53M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,380
−HK$12,503/mo
▼ 0.25% · 3.875%
HK$205,582
−HK$6,301/mo
Today · 4.125%
HK$211,883
baseline
▲ 0.50% · 4.625%
HK$224,776
+HK$12,893/mo
Deposit HK$29.15M · loan HK$43.72M · min. income ≈ HK$423,766/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,808
−HK$11,984/mo
▼ 0.25% · 3.875%
HK$227,757
−HK$6,035/mo
Today · 4.125%
HK$233,792
baseline
▲ 0.50% · 4.625%
HK$246,115
+HK$12,323/mo
Deposit HK$29.15M · loan HK$43.72M · min. income ≈ HK$467,584/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,610
−HK$14,587/mo
▼ 0.25% · 3.875%
HK$239,846
−HK$7,351/mo
Today · 4.125%
HK$247,197
baseline
▲ 0.50% · 4.625%
HK$262,238
+HK$15,041/mo
Deposit HK$21.86M · loan HK$51.01M · min. income ≈ HK$494,394/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,776
−HK$13,981/mo
▼ 0.25% · 3.875%
HK$265,717
−HK$7,040/mo
Today · 4.125%
HK$272,757
baseline
▲ 0.50% · 4.625%
HK$287,135
+HK$14,378/mo
Deposit HK$21.86M · loan HK$51.01M · min. income ≈ HK$545,514/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,070
−HK$18,754/mo
▼ 0.25% · 3.875%
HK$308,373
−HK$9,451/mo
Today · 4.125%
HK$317,824
baseline
▲ 0.50% · 4.625%
HK$337,163
+HK$19,339/mo
Deposit HK$7.29M · loan HK$65.58M · min. income ≈ HK$635,648/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,713
−HK$17,975/mo
▼ 0.25% · 3.875%
HK$341,636
−HK$9,052/mo
Today · 4.125%
HK$350,688
baseline
▲ 0.50% · 4.625%
HK$369,173
+HK$18,485/mo
Deposit HK$7.29M · loan HK$65.58M · min. income ≈ HK$701,376/mo (50% DSR)
Upfront cash ≈ HK$10.38M (deposit + AVD stamp duty HK$3,096,748 · Scale 2, in force from 26 Feb 2026)