LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,209
−HK$10,423/mo
▼ 0.25% · 3.875%
HK$171,379
−HK$5,253/mo
Today · 4.125%
HK$176,632
baseline
▲ 0.50% · 4.625%
HK$187,379
+HK$10,747/mo
Deposit HK$36.45M · loan HK$36.45M · min. income ≈ HK$353,264/mo (50% DSR)
Upfront cash ≈ HK$39.54M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,906
−HK$9,990/mo
▼ 0.25% · 3.875%
HK$189,865
−HK$5,031/mo
Today · 4.125%
HK$194,896
baseline
▲ 0.50% · 4.625%
HK$205,169
+HK$10,273/mo
Deposit HK$36.45M · loan HK$36.45M · min. income ≈ HK$389,792/mo (50% DSR)
Upfront cash ≈ HK$39.54M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,451
−HK$12,507/mo
▼ 0.25% · 3.875%
HK$205,655
−HK$6,303/mo
Today · 4.125%
HK$211,958
baseline
▲ 0.50% · 4.625%
HK$224,855
+HK$12,897/mo
Deposit HK$29.16M · loan HK$43.73M · min. income ≈ HK$423,916/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,887
−HK$11,988/mo
▼ 0.25% · 3.875%
HK$227,838
−HK$6,037/mo
Today · 4.125%
HK$233,875
baseline
▲ 0.50% · 4.625%
HK$246,203
+HK$12,328/mo
Deposit HK$29.16M · loan HK$43.73M · min. income ≈ HK$467,750/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,692
−HK$14,592/mo
▼ 0.25% · 3.875%
HK$239,931
−HK$7,353/mo
Today · 4.125%
HK$247,284
baseline
▲ 0.50% · 4.625%
HK$262,331
+HK$15,047/mo
Deposit HK$21.87M · loan HK$51.02M · min. income ≈ HK$494,568/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,868
−HK$13,986/mo
▼ 0.25% · 3.875%
HK$265,811
−HK$7,043/mo
Today · 4.125%
HK$272,854
baseline
▲ 0.50% · 4.625%
HK$287,236
+HK$14,382/mo
Deposit HK$21.87M · loan HK$51.02M · min. income ≈ HK$545,708/mo (50% DSR)
Upfront cash ≈ HK$24.96M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,176
−HK$18,761/mo
▼ 0.25% · 3.875%
HK$308,482
−HK$9,455/mo
Today · 4.125%
HK$317,937
baseline
▲ 0.50% · 4.625%
HK$337,283
+HK$19,346/mo
Deposit HK$7.29M · loan HK$65.60M · min. income ≈ HK$635,874/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,830
−HK$17,982/mo
▼ 0.25% · 3.875%
HK$341,757
−HK$9,055/mo
Today · 4.125%
HK$350,812
baseline
▲ 0.50% · 4.625%
HK$369,304
+HK$18,492/mo
Deposit HK$7.29M · loan HK$65.60M · min. income ≈ HK$701,624/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$3,097,844 · Scale 2, in force from 26 Feb 2026)