LTV · monthly repayment
▼ 0.50% · 3.625%
HK$16,621
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,138
−HK$525/mo
Today · 4.125%
HK$17,663
baseline
▲ 0.50% · 4.625%
HK$18,738
+HK$1,075/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,326/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,491
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,987
−HK$503/mo
Today · 4.125%
HK$19,490
baseline
▲ 0.50% · 4.625%
HK$20,517
+HK$1,027/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,980/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,945
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,566
−HK$630/mo
Today · 4.125%
HK$21,196
baseline
▲ 0.50% · 4.625%
HK$22,486
+HK$1,290/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$42,392/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,189
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,784
−HK$604/mo
Today · 4.125%
HK$23,388
baseline
▲ 0.50% · 4.625%
HK$24,620
+HK$1,232/mo
Deposit HK$2.92M · loan HK$4.37M · min. income ≈ HK$46,776/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,269
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,993
−HK$735/mo
Today · 4.125%
HK$24,728
baseline
▲ 0.50% · 4.625%
HK$26,233
+HK$1,505/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$49,456/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,887
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,581
−HK$704/mo
Today · 4.125%
HK$27,285
baseline
▲ 0.50% · 4.625%
HK$28,724
+HK$1,439/mo
Deposit HK$2.19M · loan HK$5.10M · min. income ≈ HK$54,570/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,918
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$30,848
−HK$946/mo
Today · 4.125%
HK$31,794
baseline
▲ 0.50% · 4.625%
HK$33,728
+HK$1,934/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$63,588/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,283
−HK$1,798/mo
▼ 0.25% · 3.875%
HK$34,176
−HK$905/mo
Today · 4.125%
HK$35,081
baseline
▲ 0.50% · 4.625%
HK$36,930
+HK$1,849/mo
Deposit HK$729K · loan HK$6.56M · min. income ≈ HK$70,162/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$218,672 · Scale 2, in force from 26 Feb 2026)