LTV · monthly repayment
▼ 0.50% · 3.625%
HK$166,230
−HK$10,424/mo
▼ 0.25% · 3.875%
HK$171,401
−HK$5,253/mo
Today · 4.125%
HK$176,654
baseline
▲ 0.50% · 4.625%
HK$187,403
+HK$10,749/mo
Deposit HK$36.45M · loan HK$36.45M · min. income ≈ HK$353,308/mo (50% DSR)
Upfront cash ≈ HK$39.55M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,929
−HK$9,992/mo
▼ 0.25% · 3.875%
HK$189,889
−HK$5,032/mo
Today · 4.125%
HK$194,921
baseline
▲ 0.50% · 4.625%
HK$205,195
+HK$10,274/mo
Deposit HK$36.45M · loan HK$36.45M · min. income ≈ HK$389,842/mo (50% DSR)
Upfront cash ≈ HK$39.55M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$199,476
−HK$12,509/mo
▼ 0.25% · 3.875%
HK$205,681
−HK$6,304/mo
Today · 4.125%
HK$211,985
baseline
▲ 0.50% · 4.625%
HK$224,884
+HK$12,899/mo
Deposit HK$29.16M · loan HK$43.74M · min. income ≈ HK$423,970/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$221,915
−HK$11,990/mo
▼ 0.25% · 3.875%
HK$227,867
−HK$6,038/mo
Today · 4.125%
HK$233,905
baseline
▲ 0.50% · 4.625%
HK$246,234
+HK$12,329/mo
Deposit HK$29.16M · loan HK$43.74M · min. income ≈ HK$467,810/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$232,722
−HK$14,594/mo
▼ 0.25% · 3.875%
HK$239,961
−HK$7,355/mo
Today · 4.125%
HK$247,316
baseline
▲ 0.50% · 4.625%
HK$262,365
+HK$15,049/mo
Deposit HK$21.87M · loan HK$51.03M · min. income ≈ HK$494,632/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$258,901
−HK$13,988/mo
▼ 0.25% · 3.875%
HK$265,845
−HK$7,044/mo
Today · 4.125%
HK$272,889
baseline
▲ 0.50% · 4.625%
HK$287,273
+HK$14,384/mo
Deposit HK$21.87M · loan HK$51.03M · min. income ≈ HK$545,778/mo (50% DSR)
Upfront cash ≈ HK$24.97M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$299,214
−HK$18,764/mo
▼ 0.25% · 3.875%
HK$308,522
−HK$9,456/mo
Today · 4.125%
HK$317,978
baseline
▲ 0.50% · 4.625%
HK$337,326
+HK$19,348/mo
Deposit HK$7.29M · loan HK$65.61M · min. income ≈ HK$635,956/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$332,873
−HK$17,984/mo
▼ 0.25% · 3.875%
HK$341,800
−HK$9,057/mo
Today · 4.125%
HK$350,857
baseline
▲ 0.50% · 4.625%
HK$369,351
+HK$18,494/mo
Deposit HK$7.29M · loan HK$65.61M · min. income ≈ HK$701,714/mo (50% DSR)
Upfront cash ≈ HK$10.39M (deposit + AVD stamp duty HK$3,098,240 · Scale 2, in force from 26 Feb 2026)